how increase my credit score ?

It depends. There are many factors that keep your score lower than you want it to be. Without better information as to what is in your credit report, it's impossible to give advice on what to do. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.