Can I get an FHA loan with limited Employment History?

Hi. If you can show a history of 2 years consecutive employment or employment schooling combination, you should be fine. If you were doing the marketing for her and not claiming any income on tax returns, then you must be employed at least 1 year. A 'fair' credit score isn't enough info to determine whether you qulaify now or not either. If your middle score is at least 620, then you should be OK. If not, you have 4 months to get it there since you have been employed for 8 months. May you have good fortune.

You need 2 years employment history if not at the same job then in the same line or field of work.

Go see Joe. It sounds like you have what you need, but need to figure out how to address the breaks in service (unemployed gaps). ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Sorry but you must have been employed for the previous 2 years.

CMy office is right here in St Paul. Call me at 651-552-3681 to go over your options...

Depends on the size of your down payment. You won't qualify for traditional mortgages, but will qualify for a hard money mortgage with a 50% down payment. After you've been employed 2 years you'll be able to refinance into a Conforming, FHA, USDA or VA mortgage.

Yes. Do you have any documentable work history prior to the past few years working with your finace'? 614-310-7520

Also, the rest of the credit needs to comply with FHA and underwriter guidelines.

Go see Joe and have him break down your options.

You need a 2 year work history in the same field.

YES! Mortgage lenders will require a two-year look back of employment. If you have been out of work for more than 6 months, you must be at the current job at least 6 months. Assuming you are full time 40-hours at the new job, you should be fine with a good letter of explanation as to what you've been doing for the past few years. 651-552-3681 www.MortgagesUnlimited.biz