Is there a commercial or other loan product that will fit my circumstances?

Although I don't lend in NY, and there may be a lender willing to do this, I doubt you will find one that will NOT require a personal guarantee. The personal guarantee only opens you up to the liability of having to pay off the note if the LLC doesn't. Almost all Non-publicly traded Corporations that borrow from a bank have the note guaranteed by one or more of the officers of the corporation. This action does not allow the piercing of the corporate veil for other liability of the Corp. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

There is no conforming conventional financing available where you can get a HELOC without personally guaranteeing the loan.. Even on the commercial side, you won't find anyone... As Bert said, unless you're a publicly traded corporation, you won't find this type of loan product.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Hello Mr Storini, we handle NY and all 50 states. There are state by state regulations and loan variables that are worthy of discussion.I have forwarded your information to our legal expert Michael.Regards Steven Browne765 351 5363Hard Money Loans LendersBeverly Hills, Los Angeles CA

Hello Mr Storini, we handle NY and all 50 states. There are state by state regulations, legalities and loan variations worthy of a discussion.I have forwarded your info to Michael, our real estate legal expert. RegardsSteven BrownHard Money Loans Lenders765 351 5363