Can I qualify for a loan if I work from my husbands company? Need a lender fast!

I have some great news for you. Although it is going to be very difficult to get a traditional loan (30 year-fixed rate) under your scenario as the others have explained, we have a program that will help you and your husband (assuming he has been in his business two years) even if you have a short sale or foreclosure as recently as last week. The program is only available in California and Arizona and is for the purchase of a primary residence. Reach out to me and I'll be happy to walk you through the program requirements. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Certified by the National Association of Mortgage Professionals and Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Hello and thank you for your question. Unfortunately you will need to have a recent work history of at least the previous 12 months, at which point you will have some options. However working for your husbands company could potentially cause some additional documentation and underwriting requirements, as if you were an owner to the company on paper. If you would like to have a more detailed conversation I can best be reached at 949-478-FUND(3863). Have a great weekend. John A Soricelli Jr. www.ThinkJohnAJr.com

By you working for your husband, you would be considered self employed, I know it is strange. The first question, I would ask you is, the masters that you completed is it related to the work you are doing. If it is, it would count towards your work experience. The second question is, are you being paid the market salary and can your husband's business reasonably afford it. With affirmative answers to this question, you may have a chance.Your husband does not need to wait long to purchase a property. With FHA loan, you can buy a property, three years after foreclosure.Good Luck,Your friendly Mortgage ConsultantRosendo TanedoDRE # 01074785NMLS # 236862

When working for a family business... there is a big lender concern about fraud... that the job or income may not be "real". Therefore you need to provide additional documentation (Tax Returns with the job on it). Also, if you've been out of work for more than 6 months, you always need to be at a new job at least 6 months before you can get a loan. Based on the little information provided, you will need to wait awhile... Sorry. Sit down with a local mortgage broker for more detailed information.

DZUNIT- Unfortunately the minimal time you have down as work experience is not going to be enough time for you to qualify for a conventional loan however my company also offers private money financing ....what would offer you is known as a bridge loan.It can be temporary as we do not have pre- payment penalties. As soon as you have established sufficient time on the job we can refinance you into a conventional loan.If this sounds like something you would be interested in then please give me a call as we offer both products and I can walk you through the loan as well as refinance you in a few months if you desire.Thank You -Jeffrey Martino YoungCafhaloan@gmail.com