Can I add someone to my mortgage loan?

If your asking if you can just add her to an existing loan, the answer would be no, without refinancing you wouldn't be able to do that. If you want you can add her to title usually but you'll have to check state law regarding this.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

without refinancing, you could not add her to the loan, however, you can add her to the deed.

No. But you can refinance your mortgage into a new one, and include your wife.

You can add her to the title, but not to the existing mortgage.

You can add her to the title

No - not to the loan. Not to the credit reporting piece of the process. However you can add them to title. Make sense?

The ONLY way to add her to the loan is by refinancing. You can add her to ownership (title) with a simple quit claim deed.

Refinancing your mortgage will allow you to add her to it. By refinancing you will take a out a new mortgage with both of your names on it and pay off you current mortgage that is just under your name.

You don't explain why you want to add her to the loan. As mentioned before you can add her to title, most likely through a quit claim deed.You can also name her as heir to the property in your will -- which you two should get made up sooner rather than later. Then, with the extra income, I would suggest you just pay down your loans more rapidly than scheduled. Unless your current rate is at 7% or above, it mightnot make a lot of sense to do a refi just to get her name on the docs. To find out more, you should talk to a local, licensed mortgage loanofficer who can give your a better answer for your particular situation.

You can not add her to your existing loan. You can add her to the title. I would consider working on the credit score first prior to refinancing your existing.

No. You'll need to refinance to add her.