Do you have to live in the house if you want to refinance?

It would just be refinanced as non-owner occupied and subject to pricing adjustments; but still doable assuming there is enough equity.

James,No, you do not have to live there. There are programs available to suit your needs depending on the loan to value ratio and if this is a second home or a rental property. Please call me and we can review options for this at 717-697-6972. Thank you, chris

Certainly, if you meet guidelines. f it's rented it would be considered investment property. If you go there and spend about 2 weeks a year for "vacation." it would be considered a 2ND home. .... Happy funding,Rudi