What kind of credit do you have to have to get a 203k loan

That is a great question. This is an FHA loan. FHA doesn't have a minimum credit score, however, all lenders have a minimum credit score they won't go below. For instance, we can't go below 620. However, there are lenders that will go below that. You just may not get the best interest rate. Feel free to contact me or my team with any questions. We would be happy to help.

I know you can go as low as 580

Most lender will require at least a 640 due the higher risk of an FHA 203k rehab loan.

Lenders offering FHA financing will usually require a 620 or higher, however 203K's have a greater risk, so lenders will usually ask for 640 or higher for this product.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

surinine377, I would prefer a 640 or better CS, but may have an option down to 620. Getting a mortgage is more than just a credit score. I would be glad to speak with you about 203(k) product and your qualifications.

Surinine377 - I can accept the application with a score as low as 600. I also have a credit repair program that has helped many clients increase their score in as little as 30 days. If I could be of assistance please do not hesitate to contact me.