I have a 810 credit score, can put down 20% on a house up to 200,000 can I get the best morgate rates if the house is a manufactured home on a permanet fondation? The house was built in 2009.

I would shop around a little bit when you are talking about manufactured housing. Many mortgage companies have "overlays" for manufactured housing that include a RATE INCREASE of anywhere from .125 to .750 percent. It can never hurt to make an educated decision. Good luck!