I'm not sure which option you went for the lender paid or borrower paid. I do not have all the details of the loan (such as cash out, no cash out, loan amount state you are located, etc.) but I can tell you can get a rate of 4.25% on an FHA 30 Yr with your score. But it depends on a few factors. Let me know if you want to compare.
That's probably too high but more info is needed to be sure. If you are in CA, contact me for a quote or visit my profile for pricing.
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