The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Maybe you should maybe not, depends on many factors that I can go over with you - how long do you intend to live in current residence, rate on current loan, how far into current loan are you, etc.. You can visit my website - johnblaneyhomeloans.com and we can get the process started. Looking forward to talking to you.
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