refinance my HELOC?

You can certainly do that by combining your first and second mortgage. If you have the equity to do this, it is easily accomplished and there certainly is nothing illegal about it. It will be considered a "cash out" refinance so there may be pricing adjustments depending on your equity position, but it's well worth investigating now that rates are so low. Find a good local, loan officer to assist you.

I've heard there might be something like that in Texas, but I'm here in Salt Lake City with you, and I can guarantee there isn't a problem with that so long as you have the equity position. There may be a "cash-out" adjustment for it, though, depending on your equity position. Give me a call and we can discuss your options, 801-918-9385. Or, visit my website at http://www.homeloansinutah.com/forms/askAnExpert.html. Brett Pehrson, Advanced Funding Home Mortgage Loans.

Yes, you can absolutely refinance your existing HELOC into a conventional mortgage loan. As long as you have enough equity, you will be fine. Freedom Mortgage is a Direct Lender and funds loans in all 50 states. Please email me for a FREE quote. adennie@fmbranch.com. Thanks.

I never heard of that. If your loan-to-value meets guidelines you should be able to refinance your 1st & HELOC into one loan. ..... Happy funding, Rudi