Refinance while in Chapter 13?

FHA allows for financing if you have made 12 on time payments, however lenders will oftentimes have their own guidelines in addition to FHA.. These overlays are what will prevent you from getting financing in most cases.. I've heard of folks getting these loan's done, but I work with 15 different lenders, and not one of them will allow this type of refinance.. Keep this in mind while your shopping.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Sorry, BK 13 must be discharged at least 1 day with evidence that trustee payments were on time for last 12 months to go FHA.

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With approval of the trustee you can refinance, I would need more information to see if you qualify.www. HOMEMORTGAGEXPERT.com thank you Peter Savino

You must have permission from the trustee and all other secured creditors must not object.

one year of payments in bankruptcy would allow us to move forward! Please call us at 281-833-9424! Thanks

Based upon what you said, you currently qualify for an FHA-insured mortgage. You can refinance your property, with your Trustee's permission, and either keep the chapter 13 open, or pay it off and close it.

Possibly. 1st you would have to get permission from the Trustee and then from all the other creditors. THEN, you need to find a lender that will allow it. The first part should be easy, it's the 2nd part that you'll need to do some research and find a lender that will allow. Just because FHA allows it not all lenders will underwrite to that allowance. Good Luck.