Reverse HUD mortgage payoff request added Recording Fees,Property Preservation Fee(with no proof)& Title Report Fees Can They???

A payoff request, in mortgage lingo, usually means for an existing loan so as to enter a new loan. I am assuming that is what you are referring to? I recommend you ask you loan officer about these fees. Recording fees are disclosed in the original loan estimate generally as would be title report fees. Perhaps you are paying of a reverse mortgage loan? Then perhaps they are not under regulations to disclose fees except with the payoff amount disclosed. Again, I hope you can get your answers from the current loan officer or from someone at the bank. A property preservation fee does sound like a "junk fee" to me.