Exceptions to FHA 2-year employment rule???
Hi there - I'm confused about FHA and whether my husband and I can apply yet. We both have scores around 700, so I'm pretty sure we're good in terms of credit, but I don't understand whether I can be c...
Is a HARP a possibility in our situation?
Purchased our home in Florida in 2005 for 200K at 6% fixed (Fannie Mae owned). Balance currently sits at 179K. Value of home has dropped to about 150K. Our loan was just sold by GMAC to Greetree. I cont...
Would I be able to refinance and only be listed on title ?
I filed a chapter 7 on my previous home, chapter 7 on that home was complete as of Sept 2011, at the same time I purchased a home using a realtor and having equity tile, seller financing, and I put a do...
To refi or not to refi this is the question. May be moving for a job and...
I purchased a townhouse almost 5 years ago (June 2008) and the price of the homes in my community have dropped since that time. I have a split loan that was done to avoid paying PMI. The larger loan has...
Is there any way to dispute a bad appraisal?
If I think that my appraisal is misrepresented, is there some method for recourse or am I just stuck with it?
Is it easier to get approval for a mortgage loan by putting down more mo...
I want to put down 20% for a conventional loan so that I can avoid PMI
Is getting a reverse mortgage a good idea?
Or is a home equity loan a better choice?
My fiance and I are trying to buy a home for 259.500 his score is 560 an...
Neither him or I have any credit cards or bankruptcies or mortgage loans on our credit just minor utility bills and my fiance have 2 student loans. I have an annual income of 61,000 and his is about 64,...
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