cash out refi
what are the restrictions on fha loans for cash out refinancing? are the restrictions any different between normal fha refinancing and streamlined fha refinancing?
Does closing time affect how many clients you get?
Does the closing time that you or your bank take to close a loan affect the amount of business that a loan officer, or mortgage broker, generates?
Streamline 203(k)
Do i need to refinance an existing FHA loan to get a FHA streamline 203k loan? how does that work?
Why do I need mortgage insurance?
Is there any reason to pay for mortgage insurance if you don't have to? If I pay off my whole mortgage on time, is there any benefit for me or is mortgage insurance entirely for the lender's protection?
First Time Homebuyer Questions Topeka Ks
I am recently married(1 month) and my husband and I are wanting to start looking at houses. We are 31 and 32 years old. He has great credit(850 or so), and I don't have good credit(620 or so). Togeth...
Risks of LPMI and should I wait for Harp3?
We were not able to re-finance due to lack of comps in the area. My lender is saying that he can still get us rates that will save us 1.0 point, with lender lender paid mortgage insurance (LPMI) if the ...
Should I fix the square footage of my house with county assessor?
INFORMATION: House built in 2001. I bought it in 2008--at the time, our house had equity & we had a good deal. Bank of America did the appraisal, but we never received the information on the appraisal...
Moving after refinance
I refinanced my home in March, and I've been told that following a refinance, homeowners must stay in the home for a year. My problem is that my wife and I now have found a bigger home in a significantl...
If my house is being foreclosed, is it too late to sell it?
House is foreclosing, trying to save my credit and pay off my mortgage. If I'm already this far along, can I stop the foreclosure process and come out ahead in this or am I wasting my time? I'll delay t...
HARP2.0 - open access, recourse loan
I started the process of a HARP2.0 refi with my local credit union and after they started it found the Freddie Mac guidelines weren't something they wanted to do business with and recommended I go to my...
Could there possibly be any advantages in waiting for HARP 3 if I alread...
I know its still in the works but is there any reason to wait for the next version?
how much will a short sale affect my credit?
i'm pretty sure my credit is going to suffer but if I could get an idea of how bad, it might be good to prepare for it. also, is there some way to mitigate that damage?
Adjustable or fixed rate?
I'm very inexperienced with loans and I've been trying to decide which would be best to purchase my first home. Basically I've been looking into adjustable rate mortgages and fixed rate mortgages, and I...
FHA or USDA?
I'm trying to buy my first house and I'm having a hard time deciding between a USDA guaranteed loan and an FHA loan. I've been trying to do some research but what I really need is some sound professiona...
Can a Refi Plus only be done with my current loan servicer?
I just started my refi application with my current servicer for a HARP 2.0 and have locked my rate. Since they are doing a manual underwrite it will be very streamlined and will not need an appraisal a...
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