Can we qualify for a mortgage in PA?
We have credit scores of 566 and 572 with a family of 3. We are Poking at purchasing a home for 165,000 in PA. Our scores are low due to a BK in 2003, and turning the keys back over to a lender in 200...
How to get enough mortgage loan money to do improvments when buying??
My inlaws want to downsize their home, so my husband and I want to purchase their home while they purchase our smaller home. How do we get a loan that will cover the home purchase plus renovations?
Streamline FHA Loand
In a streamline FHA refinace loan do i need to pay a 5 month insurance and county taxes to the lender.
Can I refinance my mortgage with 625 credit?
I know that 625 credit score is not the greatest, I am stuck where I can't really make any moves to help repair it because my mortgage payment is too high and I need a little extra space for my monthly ...
Re-fi rental home w LTV less than 70%
I have a tenant occupied rental home in Las Vegas with a Freddie Mac loan, no PMI. Great community, and LTV is under 70%. Current lender will not re-fi. I want to take advantage of lower fixed intrest r...
Why are bank asking for 25% down for a 2 family house?
I have BOA and Chase telling me I need to put down 25% down on a 2 family house, but for a single family house I can only put down 20% to get conventional 30yrs fixed loan. Does this make sense? They ar...
Why am I getting declined for a Harp 2.0 refinance through Freddie Mac's...
I have tried with several brokers and several lenders to refinance my home through the Harp 2.0 program but I'm being told that the Automated Underwriting System for Freddie Mac isn't approving my appli...
What is the difference between a no closing cost loan and the interest r...
I noticed that I could find lenders that offer no-closing cost loans, but what is the difference in the interest rate and is it worth it in the long run to go with no closing costs now, or not when it c...
On the mortgage, not on deed. We need to purchase?
Nearly 5 years ago, my father in law had a mortgage on his home through bank one. He wanted to sell. My husband and I wanted to buy as this was his childhood home, none of us in good credit standing. We...
Honesdale, PA - May 15th 2012
8 answers
- Latest answer by
Patrick Cashman MNLS# 215938
May 16th 2012
How do I put daughters name on house.
My husband is 79 and I'm 69. Our daughter moved home after her job was terminated. She is 42, not married, no children. She has since renovated much of the house as we were not able to. With husband...
Mortgage/home owner questions
Can both me and Significant other names be on the mortgage if we are not married?If not, will they count my income?
Pay Back Reverse Mortgage?
"Is it possible to pay back all the funds received from a Reverse Mortgage, and make the house mortgage free??"
Shopping around for loan/mortgage
So my family is planning to get a short sale home and we know it needs some time to get things done but we are positive about this house and going forward with it.The question comes to which banks are g...
Underwater refi
Bought my home in 2005, 30 yr fixed at 6.15%.Never been late on payment ,My score is about 665,my partners score about 730,I am underwater on my mortgage by about 130 LTV,My bank will not help me .I wou...
Why won't the bank approve our USDA loan?
Curious as to why we are such a high risk, and if you know of any more lenient type lendors for our situation. My scores are 609 (bad, I know), 660, and 633. Husband's scores are 711, 728, 728. Our annu...
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