Can I refi at 85% LTV on a jumbo in California.
My friend works for Wells Fargo and I tried to refi with them under HARP2, but it turned out my current loan was made and delivered to Fannie Mae 1 MONTH late to meet that requirement. So, they can't do...
Lender placed "in dispute" on our credit file
I called my mortgage company recently about a mistake which caused us to be 30 days late. I contacted them to discuss the situation b/c the rep had told me that I had paid in a time frame that it would...
Is there a stated income loan to fit my need?
My bankruptcy was discharged 2 years ago..my credit score average is 680 betweem three ficos. I currently need a conventional loan to pay off a construction loan that I have already qualified for. I nee...
Can i get 100% financing for a home mortgage
I am looking to buy my second home. I have already sold my first home several years ago so I know I do not qualify for FHA. I have no money to put down decent credit and no colateral. Is there lenders t...
High DTI with HARP 2.0
I have been waiting for several years for HARP 2.0 to come out because I am very, very underwater. Now, that it's here, it seems I can't get a refi! I pay my mortgage like clockwork, I work full time, b...
Can you refinance a interest only construction loan prior to converting ...
Can you refinance a interest only construction loan prior to converting to conventional?
Is 4.625% on a thirty year note with a horrible LTV ratio and a second o...
Is 4.625% on a thirty year note with a horrible LTV ratio and a second on the property still an acceptable deal?
Home classification for refinance
I own a home but due to my job I have to live out of the area, I rent a home in another area with no plans to buy what would the classification of my current house I own for a refinance, since I don't l...
Qualifying for Homepath loan w/foreclosure in credit history
Our home was foreclosed on in 2011. We can put 20% down on a property, can we qualify this soon after the foreclosure?
Qualifying for Hopepath loan w/foreclosure in credit history
We have a recent foreclosure in our credit profile. Can we qualify for a homepath loan now with 20% down?
Loan officers mistake I'm paying for
I would like to know if there is anything i can do. I bought a house a year ago. In January I got a letter from my loan company saying I was over 1800 short. I called to find out why and they said my l...
Who is the most fleixble HARP2 lender? We have a special case.
We have a unique case , we need someone to work with us to qualify for HARP2. Can you recommend a flecible bank?
Can I refinance a underwater Freddie Mac Loan with LPMI under HARP 2.0
My mortgage is currently through B of A. It is a Freddie Mac loan and is underwater (LTV around 110%). My wife and have good credit scores (low 700's) and qualify for all the other standards outlined in...
Is Mortgage Investors Corporation a VA lender
Type your mortgage or real estate question hereIs Mortgage Investors Corporation a VA lender
Streamlined Refinance
My mortgage is not fannie or freddie owned, and I have had a significant drop in income. I probably will not qualify for a standard refi because of my high DTI. Can I get a streamlined refi with any len...
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