Can I refi without PMI

I have 30 year mortgage and want to refinance details below-approx 6 yrs old-last appraisal 1.5 years ago Was abt 235k (originally around 260)-have 10k balance on HELOC-owe abt 194000 on 213000 loan-cur...

When applying for reverse mortgage for my parents, can we use my credit?

I am not sure what kind of credit my parents have, but I have excellent credit 790+, can we use my credit in getting them a reverse mortgage? They need the supplemental income.

My home was foreclosed last year and I now live in an apartment. I own ...

What do I need to qualify for a 4% home refinance?

I currently have a mortgage for a 235k home, I believe there is 60-70% of the loan to value still there. My credit is decent, roughly around 760 and my wife and I have been working for more than two yea...

Home Purchase in Colorado Springs, what are some possible rates?

I have a home in mind, worth roughly 410k, with a 82k down payment (20%). My wife and I make roughly 160k a year, we have two car payments (500 and 750 respectively) and a lease on our condo, roughly 3,...

FICO credit score of 742, what are my options on refinancing a home?

I'm currently about 5 years into a 30-year FRM at 6.25%, paying roughly $1,700 on an original loan amount of 240k on a 285k house, now worth 265k. I believe my LTV is now roughly 70-80%, not quite sure ...

Currently looking to refinance a home, where do I begin?

I don't have my documents but some rough estimates are the home has 120k left on the loan, the home appraised for 185 in August. I have FICO credit scores of 712 743 and 752 and I'm currently paying .5%...

Credit score 699, can I get a 4.25% rate on a refi?

Been living in the same house for the last 15 years, got the mortgage down to a LTV of 25%, home's worth around 225k right now. If I'm at a 6.25% rate, can I get a near-4 rate with my credit score of 4....

Credit score of 723, want to refinance my home

My home is valued at 295k, we have 200k left on the mortgage and 21 years. I'm currently getting a 5.5% rate and I want to see whether I should refi into another 30 year FRM or maybe use a different pro...

VA refinance now that I am on disability

I've seen adverts regarding disability veterans getting a better deal. Do I need to refinance my current VA mortgage in order to take advantage of the lower rates, or should I contact my lender to begin...

New Home

I'm looking for a good mortgage rate for a new home I'm purchasing. It's valued 250k, I have 50k as a down payment, and my credit is not so good (705). With an general income of 55k a year, do I qualify...

Refinance right after purchase

How long do I have to wait in order to refinance my home after buying it? I bought it a little more than six months ago. Can I refinance for a better rate now?

Refinance

I have a home worth 270k, currently have a first mortgage of 200k and a second of 10k. Looking to refinance from a 6.5% rate on the first, and a 8.75% on the second. My current credit is 784 and I have ...

VA Loans

What can I currently get rate wise for a VA loan? I've been foreclosed on about five years ago and currently have rebuilt my credit and savings to acceptable levels. My credit is 746 and my current savi...

Underwater on mortgage

I'm currently above water, barely, home value 230k, loan is 222k right now. I fear I could go underwater very quickly, due to lowering housing values. So my question is, the payments are okay, nothing t...