Can I use the equity from my first home to get a better mortgage on anot...

If I own a home full and out and I am buying another home as an investment/summer home, can I use the equity in my old home to get a better rate on my mortgage? I have okay credit in the low 700s and ha...

Is it possible for me to get a mortgage?

I have a credit score of 675, annual income of 85k, and currently have $1100 a month in debt payments (student loan, car payment, credit card). I haven't owned a home since 2002, but I found one around ...

Refinancing without PMI

My house recently appraised for 240,000, have a 5.5% FRM 30-year with 196,000 remaining, I am paying PMI. I wish to refinance to a lower payment without the huge 5-6k closing costs I've heard off. I'm o...

Underwater, need help.

My house is underwater 50%, I owe $180,000 on it, I have no debt besides this mortgage. I'm currently in an ARM with a high interest rate, no missed payments, and excellent credit. Is it possible for me...

Refinancing a loan and apply for a new loan at the same time?

I have a mortgage for a rental property (Initial is 94,552 with a 5.00 rate, it is a VA loan that will hit maturity at 2018, $1830 for total payments so far) that I wish to refinance. I am also going to...

Refinancing my home in the bay area (California)

I bought the house in 2009, for 875,000, my rate is 5.25% as a primary residence. I recently moved out of state for my job, so now I am renting the property out. I am, however, paying quite a large amou...

How can I get a mortgage on a condo with 10% down?

I can't do FHA because it's not an approved condo complex. Too many units are already FHA insured for a spot inspection to work. More than 30% of the units are rented, so the PMI company won't do it. ...

Buying a home after a foreclosure with 30% down

Is it possible to still buy a home right now with my fico at 697 .I'm looking at purchasing a $200k home with about 30% down.But here's my problem, I foreclosed a home about a year and a half ago and an...

can anyone predict rates going any lower?

Should we lock? We have a 4.25% interest only on an interest only jumbo loan from US bank

What does it mean to float a rate?

Would I qualify for a homepath loan?

I have a middle credit score of 586, I just paid off everything on my credit report last week. I have 5,000.00 in bank for downpayment ,can get 2,000.00 more by next month. I don't want to rent anymore,...

Why is financing a condo ding you rate?

We are buying one for my mother-in-law in Irvine, but the lender tells me my rate will be at least 0.25% higher. Why is that? Is he lying?

Hi, I was offered a 4.75 fixed loan for $1270 a month and have to pay at...

Looking for a lender with the best rates..any suggestions???

I am going to refinance and I just would like to do a couple more comparisons. Right now Wells Fargo is giving me a good deal, but I want to make sure I can't beat it!Anyone have any favorite lenders?

Is it possible to refinance an ARM mortgage for a 30-year fixed after yo...

Is it possible to refinance an ARM mortgage for a 30-year fixed after you've owned a property for three years?