What is better co-borrower with not so great credit or no co-borrower at...

My ARM is resetting, I have equity and good credit, should I refinace?

I have great credit, at 779. We also have enough equity in the house (owe about $350K but house worth $495K according to zillow). My current rate is 5.25% and ARM resetting next month. Should I refi ...

Needing to get a loan for our first home

Here is my question. My mother just recently passed and has left her home to her 3 sons ( I am one of them). She bought the home about 5 years ago for about 127,900.00. My brothers and I have all decide...

I want to purchase a condo in southern California. I'm hoping to get a l...

Funding rescinded by lender after closing due to lender error

A lot of time and energy went into this process from 06/19/2020 - to date 10/15/2020, it's frustrating that it has come to this. Thanks in advance for your advice and help!---On 10/15/2020 5:39pm I rec...

can i get a 30-yr fixed mortage on a lot? it's in a residental area.

soft approval

I was looking to get a soft approval, if that is what you call them in the mortgage industry. I didn't want to fill out a 1003 application just yet or get a ton of solicitation from lenders through like...

DTI

I was denied for a 30-year fixed mortgage because of DTI, twice; in August and December 2018. I have no late payments on my credit, FICO is 680, I make $85k/year, my total debt monthly is $4,600. I even...

Not much luck.. need approval

Does anyone know of any programs for a first time home buyer with around a 630 score, about 15000 down but won't hit 2 years employment mark until September 19'? Only looking for around 100-150000 mortg...

Remove Co-Signer

I purchased my house over a year ago now. I had to get a co-signer (my aunt) at the time due to my DTI. i have paid off a couple large accounts and want to know how to remove my aunt from the loan?

I am 78 and need to know what % of my home's value can I get from a reve...

Swapping Lenders mid Escrow

What is the proper way to go about changing lenders if you are in escrow? I do not agree with some of the business practices the lender has been using and I am less than 30 days from closing. Any feedba...

My wife and I make $190k my middle credit score is 658. Can I get a $500...

Can a lender keep changing my refinance amount and cash out just days be...

We are refinancing our home with some cash out.....every day I receive a new closing disclosure with a lower loan amount and lower cash out. Our interest rate is locked in but is lower than the present ...

Have a conventional loan not tied to either Fannie or Freddie. Seeking n...