I'm having trouble keeping up with my current monthly payments after taking a significant pay cut but I can't refinance because of a bankruptcy, is there something I can do?
I have been unsuccessful thus far after reaching out to over a dozen lenders. My current mortgage is with Bank of America (No Fee Mortgage Plus program, which means that I have LPMI that I wasn't aware ...
Unfortunately, the circumstances of the foreclosure would not be considered "extenuating"
I'll start at the beginning, about 5 years ago I entered into a modification with CITIMORTGAGE. This was due to my taking a pay cut, and it all went fine. Now things have improved with me financially an...
does getting a credit report lower my credit score? is it even noticeable?
what is the shortest amount of time I will have to wait to get a new home mortgage if I have a short sale on a conventional loan? This involves the most extenuating of circumstances
Does making a bigger down payment affect the waiting period after going through a bankruptcy? In other words, if I make a big down payment on a new mortgage loan, can I get around the 4 year waiting per...
is there a loan limit for non-conforming conventional loans?
Will missing credit card payments affect my HARP eligibility? I've missed a few and would like to make them up somehow if possible
...and have credit scores in the 750-780 range. We have been turned down twice (by the same company). We are currently paying 5.25% interest on a 30yr loan. The balance is 216000, and the home is apprai...
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