Can a lender out there help me refi?
My mortgage company Wells Fargo said I don't qualify because I have PMI, but Quicken Loans said I do. QL submitted my app and my mortgage insurance company won't release my policy so QL had to deny me. ...
Possible divorce situation
I'm soon to be divorced. My FICO is less then 700 but by only a few points. My yearly salary is around $150,000K. I'm less concerned about getting "the best deal" rather than getting a deal at all and ...
Could I be approved for a mortgage?
I want to buy a home. I earn around $55K per year. The home which I want to buy will cost me around $251,900. My credit scores are 688-708. Could I possibly be approved for a mortgage of this amount? An...
What's the difference between a HARP 2.0 and a FHA Streamline Refinance?
What's the difference between a HARP 2.0 and a FHA Streamline Refinance?
If I pay my truck off will that boost my credit score more or effect my ...
Back in November I went to my local bank 5/3 to get preapproved just to see for how much I would be working with and if I would even get preapproved. Well I got preapproved for 100,000 and had a 669 cre...
Which MN lenders are participating in HARP 2.0?
Which MN lenders are participating in HARP 2.0?
HARP 2.0 - If I refi will I have to carry PMI & what is avg cost of PMI?
Howdy,It appears the wife and I will be eligible for HARP 2.0 but was wondering if we would have to carry PMI and what typically costs?Just some quick details:Current home value approx $230 - 240KBalanc...
1 Year worth of W-2
I am trying to mortgage for a $98,000 house that needs a little work. My income is $41k and I have a credit score of around 650. I have only been at my job for a year. Side note Me and my grandma just ...
Do I need to be included in the refinancing loan if our taxes are filled...
My husband purchased a home before we got married and I am not in the loan, if he tries to refinance the home will I have to be added to the loan since our taxes have been filed jointly or can he still ...
Mortgage inquiry
is it possible for me to qualify for a mortgage with bad credit and yearly income of 20000.00 if i am only looking to finance 25000.00 house?
getting out of VA loan and switching to another loan? upside down in our...
We currently have a VA loan. We are upside down in our home as well. If we wanted to refinance and get out of our VA loan is there any program or lender that would allow us to do that?
What are some tips for first-time home buyers?
What are some tips for first-time home buyers?
Balance on "no-cost" HARP refinance is higher???
I was offered a no-cost HARP refinance by my mortgage company (Wells Fargo). They assured me I would have to pay no closing costs and my mortgage balance would remain the same.I received the closing doc...
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