Middle FICO credit 759, looking get a home mortgage in Seattle

My credit is not too great, middle score of 759, my wife and I make an annual income of roughly $120,000. We have one car on lease, a car fully owned, besides that just electrical, phone, tv, internet, ...

what mortgage options are available for first time home buyers. and is t...

Merge two home loans

We have two home loans. Bought the home during peek time (2006) for 388,500. Mortgage one ~300,000. Mortgage two ~50,000. Paid 5% down. Paying both on time never defaulted and have very good credit. T...

Credit score of 713, can I buy a new home?

I currently make roughly 3k a month, my wife makes 2k a month, and we're looking to buy a home valued at 185k. My credit is 713, her's is 725 and this is our first home. Can we qualify for a mortgage? W...

How much cash-out can I get in a refinance?

I need relieve a lot of debt, and currently I have a LTV of 40% with my current mortgage (100k of 250k home) I need to get around 50-60k cash out with a refinance. Would this be possible? Not good credi...

What is a USDA home loan and how can it help me for my first home?

I've been told to look into a USDA home loan, however I really do not know what they are. Is it a special financing or down payment scenario? I'm looking to get a home in York and its valued in the high...

Can I get an FHA Loan even if I've already bought a house?

I've already been a home owner, this was over 9 years ago. Do I still qualify for an FHA home loan or did I lose out on this? Home I'm looking at is 232k, and I want to make the lowest down payment poss...

VA loan for a guy with bad credit

I'm looking for a VA mortgage, currently have a credit score of 610, but the home I'm looking for is $185,000 and I can put a down payment of $20,000 on it. Now I hear about no cost home loans or no fee...

Purchase a home

So, we saved up some cash for a new home mortgage, roughly 20k. And we're looking for a reasonably priced first home, somewhere around 200k. Do we qualify for an FHA? I have a credit of 723 (husband is ...

I have a property that is paid off and I would like to take a loan again...

The home is valued at $75,000.00 and I would like to borrow $30,000.00 to pay back due taxes and some debt.

ARM or FRM?

If I only plan on living in my house for the next 5-7 years, would an ARM be a better loan than a FRM? I'm looking to refinance out of a 6% 30 year FRM with intentions of moving states by the end of thi...

VA loan for army reserves

I'm currently in the Army Reserves and I was wondering if I qualified for a veteran's loan. I've been serving for the past three years and am looking to move into my own place. Anyone know if I have to ...

Getting equity out of a house

I currently came into possession of a home through an inheritance of my father, and I am looking to get the equity out of the house. I have some expenses, totaling around $8000 dollars that I have been ...

First time home buyer in Topeka

Now I make 50k a year, my wife is on disability (fixed income of 1200 a month), and we're looking to finance a home. We found a great home for around 145k, and our credit is not that great (745 and 680)...

Buy cash then cash-out refinance, IRS requires within 90 Days, Banks ins...

My eyes are bleary searching the web to answer this obvious paradox.Publication 936 says you have to finance within 90 days to count as purchase of the home, and hence 100% interest deductablebutbanks w...