Refinance from a 5.5% rate

I'm currently in a mortgage at 5.5% home value of 250k, with 205k left on the mortgage. I have 22 years left on my mortgage and I was wondering if I should refinance or not. I hear closing costs are aro...

Should I refinance for 30 yrs or 25 yrs

I have been in my home for 5 years. I have a mortgage of 234,000 @ 6.25%. The value of my home has dropped to $254,000.I know I can qualify for a 5.2% mortgage based upon my credit score of 670Should I ...

Wife has poor credit, should I not include her on mortgage?

My wife and I are seeking to get a loan for a new house, however her credit is pretty atrocious (580). Should I just take full liability against the mortgage even if we both work? She does make a good a...

What kind of credit do I need to get a mortgage?

Hi all, recently just got the job of my dreams after being a bartender for a decade and my 6 year old and I want to move out of our apartment and into a home. Seeing as I'm a single mother and I'm getti...

Are all closing costs around the same amount?

My girlfriend and I would like to refinance our home that we bought back in January.The problem is between the closing costs and other fees it will cost $6,500. Do all the programs cost the same? The ra...

Here is my question: would like to refinance my conventional 1st along ...

Need to consolidate mortgage and home equity loan into refinance

I want to refinance my mortgage, the home is valued at 275k, we still owe 44k, and have a home equity loan of 25k. Our credit is 722 and 697 for my wife and I. What kind of rate are we able to qualify f...

Should I refinance or stick with current mortgage?

My current loan was originally 190,200 at 5.875 (not APR) for 30 years, this was five years ago and now currently at a balance of 160,000. If I didn't refinance, I'd pay 36,000 additional against the pr...

Home has lost value, can I get lower payments?

Is there a way to reduce the size of my payments considering my home has lost value since I purchased it back in 2005. I still have $510,000 outstanding on the loan, but the property which used to be va...

Does disability count as income for a mortgage?

Can I use evidence of ongoing disability to increase my income to debt ratio for refinancing a home loan?

100% cash out finance (not refinance)

if i buy a home with cash, can i then take out a va loan and get 100% of the appraised value in cash?

Can I refinance my converntional loan and my heloc to have one loan at a...

I want to pay lump sum on HELOC so that total amount on HELOC and conventional loans together is $280k (appriasal value).Current Conventional is 237k HELOC is 70K-- current appraisal for home is 280K. ...

FHA w/ 608 credit score...anyone doing these?

Hello,Due to irresponsibility when I was younger, my credit is pretty bad. I've been working to fix it for the last two years and as of now, I have ZERO past due debt (all accounts show 0 balances), a c...

Second FHA Loan on a second mortgage?

Is it possible that I can have a second FHA loan if on the second mortgage I am a co-borrower rather than an occupant of the house?

Refinancing without a husband now

I purchased a home with the plans of getting married that same year. Luck would have it that we are not getting married anymore, but the documents state that we are. If I plan to refinance, do I need to...