What does maternity leave do to qualifying for a mortgage?

I am about to go on a year of maternity leave and I wish to purchase a new home when I get back to work rather than rent a bigger unit.Are there any stipulations with maternity leave in regards to emplo...

Is consolidation a must right now?

I have a home equity loan/second mortgage with a varied rate, I would like to refinance my first mortgage and include the home equity loan in the loan, resulting in 1 mortgae payment with a fixed rate. ...

What would be the best way to save money when refinancing?

I am looking to refinance my home, currently it is valued at $285,000 and we owe $52,000 on the mortgage with an equity loan $20,000 with it as well. My wife and I's credit scores are 724 and 698 respec...

Are 100% financing options still available for first time home buyers?

What is credit score needed to qualify for a FHA?

Income is high (100k+), credit score is early 600's, what other lenders or loans can I qualify for??

Being self employed affect mortgage application?

How does being self employed affect mortgage application process and interest rates?

True that seller-funded closing costs limited to 3% if downpayment less ...

We are buying an REO for $275000, and the seller (GMAC) is allowing us $10000 toward closing costs. However, our mortgage broker just told us that recent changes in the guidelines mean that lenders will...

Seller paid down payment?

My wife and I are currently in the beginning stages of the home buying process, we are now searching for mortgages to see how much we qualify for. We have little available for down payment so a mortgage...

If I take a 401K loan for buying home will it affect the bank loan?

If I want to take a loan from my 401K to increase my downpayment to buy a home, does it affect my loan amount? In other words, do they take into account the monthly amount I have to pay for the 401K loa...

Is refinance a must to convert my primary residence into an investment p...

I am buying another home and making it my primary residence. I am planning to rent out my current primary residence, on which I have mortgage, thereby making it an investment property. Does that invalid...

Can I get a mortgage loan with only one year's W-2's?

I only have one year's W-2's. However, I have a cosinger, my father-in-law, who has an 800 credit score. I have a credit score around 700, and I also have a good debt to income ratio (the only debt I ...

I have a credit score of 777. I have no debt, have been employed for 5 ...

I have a credit score of 777. I have no debt, have been employed for 5 years at my current job, and have been employed since college for over 20 years. I would like to purchase a home with 20% down. ...

Financing for 2 unit building Investment Property

I am interested in purchasing a 2 unit building as an investment property in Chicago. I had a quick question about getting financing. Will I be able to use the projected rents from the property to help ...

I'm a First time home buyer..Can i get a loan for $1,900,000.00 with a 3...

What are the chances of my loan being approved or declined? Here are my details:union bank of cal1st time homebuyer690 fico middle score450k adjusted net/yearly1st 1,520,0002nd 190,00020% downfull docco...

My husband wants to refinance...he has great credit and I don't though i...

My husband purchased the house we live in before we got married 2 years ago. His credit is great mine not so much but I have been working on it. He wants to refinance but I am leery about that since my ...