We have a lot of upgrades in our house.

Can we make sure that gets into consideration for our appraisal? But all of that is inside the home (kitchen, baths, some of the rooms, cabinets ...). How will that work, I think the appraiser does it...

80/20 split first mortgage and need to refinance !!! HELP

We need some HELP !!! We had gotten a first mortgage during the "infamous" lending boom and now we think we are in over our heads.We had gotten a no doc/no income verification loan with a fixed rate for...

Is there an alternative to providing a mortgage lender with 2 years of W...

Hi! I was approved for a loan contingent on providing 2 years of my W2 forms. I just put a contract on a house and unfortunately, I cannot find my W2 forms from 2009. I was in college at the time and...

Loan 20% down but rental or purchase

I want to buy a condo in the 150k range, I have had a job for almost 2 years and before that was a fulltime student received a BS degree from a UC. I got about 16k of my own and can receive the rest to ...

I don't just have bad credit, i have terrible credit. But I have a very ...

I don't just have bad credit, i have terrible credit. But I have a very good job for 20 plus years. Will I be able to get any type of mortgage?

I see an article on this site that says today rates hit lowest in a year...

Should we try to lock today?

What constitutes a second home vs. an investment property?

Someone said, it has to be more than 20 miles from my primary home to be a second home. Is that correct?

Can my husband and I purchase a home at a decent rate with a 565 credit ...

Can my husband and I purchase a home at a decent rate with a 565 credit score? Is that too low for a good rate? Should we try to improve it before applying?

Is 7% interest on a 30 year fixed refinance good or bad?

Is 7% interest on a 30 year fixed refinance good or bad?

Omly have 1 year of W 2's

I work for my family business and have a great credit score but only 1 years ok w 2's. Can I get a loan if I put down 20%?

Investment property mortgage refinance question

Any one have a loan product for an investment property that would cover an 80% LTV in New York State? I am looking for options to refinance an existing mortgage.

I am looking to see if I would be able to purchace my own home, I have a...

We are 67 years old and could not afford for our mortgage to increase. ...

We are 67 years old and could not afford for our mortgage to increase but a major online lender is putting me on an ARM home loan. I have been reading this morning on the pros and cons on ARMS and now ...

We are about to refinance when we discovered a credit mistake by our cre...

We have since corrected it with the credit card company, and they said they will report that to credit beareaus. Should we wait for this to happen naturally, or use my mortgage broker's expedite servic...

Job History

I am wondering about minimum job history for mortgage in todays finance climate. Recently I finished grad school but have had three years without meaningful income. Good news is my salary has improved...