How long do you have to own a house before refinancing?

Can you tell me how long you have to own a house before you can refinance it in NY?

im a young doctor just graduating medical school and moving down to Memp...

Help with getting a loan...

I have been self employed for about 1 1/2 years now. I know with fha loans or conventional loans you need 2 years of tax returns which i dont have. In 2009 i took a big hit on my taxes about -$20k. So i...

In this kind of rate environment, which is better? 5/1yr ARM, or 30 yea...

Someone pelase give me some guidance. We are trying to refi not sure which of these are better bang for the buck

I need help with my mortgage, I need to lower my monthly payments

I have an ARM right now and the payments are getting higher. The trouble is I don't know if I can refinance or not. I don't think our home has enough value. We owe $89,000 and the last time we had i...

Shorten my 30 year mortgage?

trying to find a way to shorten my 30 year mortgage. I was going to sell the home after 5 years but now have decided to stay long term.

I have a credit score of 600 which should increase to at least 620 soon ...

have a credit score of 600 which should increase to at least 620 soon because of a bigger credit line recently opened and the fact my debt to credit ratio was just brought down to 5%. I want to buy a ho...

83% LTV refinance

I currently have a mortgage with 83% LTV on my home and I need to refinance before the home value falls any lower. Any ideas of how to do this? Is this LTV too high?

I want to take out a refinance against my home, is cash out refinancing ...

I have equity in my home and an interest rate of 5.5%. I want to do a refinance to a rate of at least 4.7%, if I can, and I want to take cash out for the full equity amount. Is this still possible?

do husband and wife both have to be on the mortgage?

do both a husband and wife have to be on the mortgage? what are the rules about this? we're going to purchase a home and have the money for the down payment, but it is in my husband's bank account and...

Refinance with 76% LTV, can this be done?

I am planning to refinance before rates get any higher, I have a 76% LTV. Is this a good level?

Do you think mortgage rates will stay low or get lower? refinance question

I'm sure this is the question that everyone is asking, but I've heard mortgage rates are lower again and I want to know what anyone thinks. I have been putting off my refinance to wait and see. do you ...

Lower lender fees vs. lower interest rate

I am getting a lot of different rates from lenders and am not sure how to view them. Those with lower interest rates have higher lender fees (by about $1000...6.25% vs. 6.37%). Is it better to go with...

I need a loan 200,000 good credit

I am looking for a home loan this year. We have found a home located in Sacramento, CA we will need about 200,000 and are going to put down 20 percent. What kind of rates can I expect, what is the best...

Is it standard practice to have to pay a $1995 Guaranteed Lender Fee? Ai...

Is it standard practice to have to pay a $1995 Guaranteed Lender Fee? Aimloan is trying to charge me this. too much?