What is the best course of action when an older jumbo loan now qualifies...

Refinancing a non-warrantable condo

Currently have a condo in Irvine (primary residence) with an FHA 1st (balance $80K @6%) and a HELOC through Chase ($69k @4.99%). We have about $76K in equity (min). We tried to do a refi (to a fully ...

Is there such a thing as a minimum debt to income ratio requirement?

Can lenders charge for an additional appraisal when trying to get rid of...

I was told that I would have to pay an additional $500.00 for a new appraisal when trying to cancel my PMI after reaching 78% LTV but I made a large down payment and don't want to fund a whole new appra...

What are my options if I have a conventional loan that is not owned by F...

Buy again with short sale and one 30 day late

I short sold in CA and closed Aug-12 and moved to CO. Through a series of circumstances (long story), my wife and I ended up with a single 30 day late payment on our credit. We have scores 725-750 and a...

LTV 132% need a lender!

My loan is currently owned by Fannie Mae and serviced by Seterus. The interest rate is currently 6.81% and I have MI on the loan provided by United Guaranty. Principal balance is $47,860 Fannie Mae valu...

Could I qualify for a home loan with a low credit score and a high down ...

Could I at all qualify for a home loan with a low credit score of 518 if I have $40K to put down towards a purchase price of $100K?

Does the FHA offer a jumbo loan program?

What is the current FHA maximum loan limit?

Getting a jumbo or 80-10-10

We are looking for a jumbo loan (loan of 545,000) with 10% down (home value is 605,000). Jumbos are impossible to find with 10%, most banks want 20%. We would be open to an 80-10-10 but those are hard...

who can beat 3.25% no cost no fees no points nothing rolled in

who can beat 3.25% no cost no fees no points nothing rolled into the loan.on a DU REFI PLUS ,30 yr fix, also considering the best 203k rate. Fico 740+ I owe $220000 est value 280000 no second, and I...

Can I rent my home after FHA streamline refinance?

Applied for a streamline finance several months ago. After applying for the refi, a couple wanted to buy our house. Problem is, they are going to have to rent for about a year to fix a credit situatio...

Can I get an FHA loan with limited Employment History?

I am wanting to purchase a house for $77,000. I have been on my job for 8 months and make a 4 times over what the mortgage payments would be each month plus monthly commission. I have not been working...

How to refinance after HAMP modification? Who can refinance in Californi...

I just did HAMP, passed trial period, modification was settled and I already did my first modified payment. In fact, the modification result is that my principal was reduced from $630K to $490K, but the...

203K Loan in Tennessee

I am an ex-Mortgage Broker from South Florida and never did a single 203K Loan. I have a few questions before my husband and I beginning this very exciting journey of purchasing an old farm house and in...