Refinance Question
MY current home loan is a variable rate loan that I believe is owned by a private investor vs. owned by Fannie Mae or Freddie Mac. Can this type of unconventional loan be refinanced?
Can I get a VA refinance loan under 10 years?
Our home is not a VA loan, but I understand there is a program with the VA where you can still refinance even if it's not an original VA loan. We only have 9 years left and wish to take advantage of th...
Is getting a mortgage after bankruptcy even possible in 2012?
It this possible in such econmic climate? We had a bk in 2011, and cannot wait to buy our first home before the prices start to rise.
FHA to Conventional Refi
Is this a good option for a refinance or should I just go with a streamline FHA refinance? My credit score is 650+
Who can refinance me if I have LPMI?
I've been inquiring about refinancing under the HARP 2.0 program for a while now and no one seems to be able to do it. My loan is currently serviced by BOA and has LPMI. I live in IL and am a 121% LTV...
Refinancing under HARP 2.0 in CA....Is this a good deal?
Basic info: owe 391,344 on home, but we are underwater (LTV 110-118%). Current rate is 5.875% and Bank of America was paying the PMI for us. So, we did have PMI on original loan, but they paid it---cu...
How do I get off the mortage I share with my ex-wife?
My ex and I divorced a year ago, and she took over the payments to our home (as I am not staying there anymore). She has been paying on time (as far as I know) for the last year...and she can prove that...
Pre-approval on a mortgage question??
I submitted over the Wells Fargo website, per the advice of a mortgage consultant I'm dealing with, a pre-approval mortgage application. It is going on two weeks tomorrow. We are doing things by email f...
Can I qualify for a HARP2 loan with my status?
I have a loan that was taken out back on Jan/2009. I've never missed a payment and current on my loan (owned by (Fannie Mae). 1 year after I got my loan I was laid off (at the time of loan approval I ...
HARP 2 Refi almost $8500 to close
I am just wondering if the closing cost fees seem to be legit or not.My current rate is 6.5%, 30 year fixedLoan Amount: $170,700Home Value: $110,575=LTV of 145%Credit Score: 756Quicken Loans is offering...
Should I refinance now or later? Have I missed my chance?
Two years ago, I refinanced my existing home to borrow against the equity of the home. In doing so, I continued with the 80/20 style loan to avoid mortgage insurance and now have a 5 yr. ARM with a rate...
Refinancing my home with 706 credit score
To make it simple, I have a home valued last month at a little more than 274k, and I currently have a mortgage with a remaining balance of 193k. I have a DTI of 24% (front-end), credit okay at 706, have...
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