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we like most people owe more on our home than it is worth. Our current first mortgage balance is around $310,000.00 with a rate of 4.5% we also have and equity with a balance of $71,000.00 at 7.25 % bot...
What's the best mortgage to get after a bankruptcy?
What mortgage programs are easy to qualify with lower credit scores? I'm recovering but still have a ways to go to restore it entirely
Getting quotes through lender 411
When getting quotes on comparing VA loan rates,they're not going to run a credit report on me just for quotes are they? I just want to know basically who is offering better deals based upon my info I gi...
I'm interested in taking out a mortgage on an existing home that has no ...
It would be a 729-1mm loan in Ca. with a loan to value % of less than 30%. Excellent credit. No other debt. Sustantail other assets. Moderate ordinary income relative to the loan amount. Seeking a s...
How can I refi an investment property with less than 20% LTV?
Hi,I am trying to refinance an investment property.We originally had 20% equity but that's no longer the case because of the drop in value. I'm assuming HARP is my best option.I tried the company who o...
Trying to Refi with HARP, but LPMI is causing an issue...Any help is app...
We bought our home in Missouri 2008 prior to the crash. Ended up with a bad rate of 6.35% because my wifes identity was stolen at the same time we found the house we wanted. 5 years later we are now t...
Ca I get a home equity loan with bad credit?
My wife and I own our home free and clear. We are in need of taking out a home equity loan but I have bad credit (mid to high 500's at best) my wife has a slightly higher score (low 600's) but has more...
Should I pay off a medical bill that went to collection that is 2-3 year...
I want to buy a house, but i have made some bad mistakes in the past and a month or 2 ago my score was 550. Now I am up to 600 by paying down my cards (i still have a little was to go) and making on ti...
iS THERE ANY LEGISLATION IN THE WORKS THAT WOULD REQUIRE 2ND LIEN HOLDER...
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Can I forego the conventional waiting period after a foreclosure if I ha...
I suffered a temporary financial hardship that ended up in foreclosure but now that I've made a recovery I would like to purchase a new house and I have enough for a large down payment. Is there any way...
I will like to buy my first home using fha. The first home will be a 4-p...
How long would I be required The live in the rental before I can rent out all 4. I know it has to be owner occupied but how long is that duration requirement? Will the FHA downpayment still be 3.5%?I se...
Mortgage after bankruptcy, no reaffirmation, stay & pay situation
Filed and discharged bankruptcy in 2009 due to a loss of primary income that lasted a year. We intended, as it states on our bankruptcy papers, to reaffirm our mortgage. Lender didn't issue a reaffirm...
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