HARP 2.0 without overlays?

I'm looking for for a HARP 2.0 lender in Michigan that DOES NOT HAVE overlays, in other words, they are complying with all aspects of the HARP program. I have hit road block after road block. Any assist...

New Refinance Program for conventional loans

Has the program for refinancing home loan for people who are NOT FHA, VA, USDA or freddie/fannie loans been approve and in effect yet?

harp 2.0 can a co-borrower be removed in a harp 2 refi, not an ex spouse...

harp 2.0 can a co-borrower be removed in a harp 2 refi, not an ex spouse, just an ex boyfriend?

Above 125 LTV lender in Illinois needed

Need a 125+ LTV lender that works in Illinois. Called BoA (current lender) and was told they're not accepting applications right now. We're a little bit over 125 LTV, 770+ credit scores and want to take...

Should I refine my condo with low interest rate but higher pmi?

I'm trying to make a decision to see if I should refinance or not, can someone please give me some advice?My current loan bal is 349500 and purchased at 429,000 with 4.75 int rate for 30 hrs and cur pmi...

short sale

Here is my question-Lending Company who offers LTV higher than 85%

I have a mortgage 1st and 2nd with an LTV of 85.43%. Who is the lending company that offers 85% and higher? I've read that LTV could be higher as 97%. Which lending company should I go who does this?

Should we refinance?

We currently owe $313k on our mortgage and have a fixed 6% rate with an orginal 30 year term and are 4 years into it. We talked to a mortgage broker locally who get us a 4% rate, 30 yr fixed. The fees...

Investment property vs. 2nd home purchase

If I want to buy a condo for my daughter to live in. What constitutes it an investment property or a second home. Is there a criteria for each ?Is there a difference in rate ? Tax difference? If I charg...

Am I able to do a HARP 2 refinance with my status?

I have a loan that was taken out back on Jan/2009 and when I checked with Fannie Mae site it seems they own it. I've never missed a payment and current on my loan. 1 year after I got my loan I was la...

Can I refinance after Bankruptcy?

I filed bankruptcy bank in Feb 2010 and "supposedly" re-affirned" my home. However, papers weren't signed, so all the payments I have made since them have not been "helping" my credit score. I make $...

Middle FICO score of 744, what kind of rate for a home refinance on mort...

My home is worth 325k and I have a loan amount of 254k. If I have okay credit, a debt to income ratio of 30-40% and good income, roughly 75k a year with wife's 35k, can we get a good rate? Currently at ...

"The Money Store Mortgage" reviews and/or complaints

Does any body have anything good or bad to say about "the Money Store"? We are thinking of going with them for our REfi. Any feedback appreciated.

Between FHA and VA mortgages, are VA always cheaper?

I'm a veteran of the Air Force and I'm looking at my first home. Valued around 325k, I got a savings of 75k and impeccable credit (835, used three credit cards, one for gas, one for bills, one for food ...

Can I get a 4.0% Home refinance rate?

Homes worth 325k, I've got a mortgage of 267k. My current rate is 6.625%, and my credit right now is somewhere between 740 and 760. I've been pretty good on my debt for the past five years, but I really...