Credit score of 654, is it possible for me to purchase a home?
Looking to buy a home valued at 225k, have a down payment of 30k, middle score of 654. I make around 35k with my husband making 60k a year. If we can get a mortgage, what types of rate would we expect...
Reverse mortgage information
I have a home with 50k left on the mortgage, value is now 310k. I wish to get a reverse mortgage to help retire and enjoy the rest of my wife and I's lives. Does a mortgage need to be completely paid of...
Is it common practice for a borrower to deposit a large cash amount in t...
We applied for a no-cash-back refinance loan with a direct mortgage lender. The loan amount is $104,000, and the approx. appraised property value is $160,000. Our credit scores are 812 and 815. We hav...
My score is 777,my hubsands 750; I am a recent stay at home mom, will th...
I quit my job to homeschool in Nov 07 and we found our ideal home and community last weekend; now I am concerned that my credit will not be taken into consideration without having income. The house is $...
What happens to the mortgage?
My gf and I are breaking up but we have a house together. Both the title and the loan are under both of our names. What happens now?
Foreign earned income
I am a US citizen and have been working overseas for more than 30y. No W-2 nor Schedule. Which lender accepts 1040 and F2555
First Time Homebuyer
I am looking to purchase my 1st home with no money down. I currently have a good savings (ROTH IRA) of $285k but I would like to avoid pulling this out for a down payment. My FICO is 686 and I work full...
I have 3 properties that are paid for. No bankruptcy. can I get a loan t...
Im looking for a little more than i have to purchase a Shell gas station/ Convenience store. I have a house and 2 condos that I owe nothing on. I have minimal outstanding debt. I don't currently have a ...
Is the closing cost for the loan coming out of our down payment?
If so, it will make down payment less than 3%. How can we aovid?
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