When refinancing, does your current mortgage rate matter?

Do lenders consider your original mortgage rate when offering a refinance rate? Is there a cap on how much your mortgage rate can change for a refinance?

Can you skip the waiting period after foreclosure if you co-sign the mor...

I foreclosed on my property about a year ago and I was wondering if I could get around the waiting period this way

How do I find out what my property value is?

I'd like to know if there is anything online that can help me assess that.

what is a principal reduction program?

Jumbo loan limit

what is the maximum amount of funds that can be secured through a jumbo loan?

credit score 580 is there any where in MN we can get approved for a loan...

Can I find a lender to give me a loan refi at 87% without PIM?

My credit scores are in the 740 rangeI have not been late on a house paymentI've worked the same job for 28 yrsI'm not eligible for Harp because I refinanced in Jan 2010All I want is to take advantage o...

conventional mortgage

can i get a conventional mortgage with a hybrid repayment plan? Would this program require any special circumstances, e.g. higher credit score, higher interest rates?

rebuttal letter advice

I recently had my home appraised for a refinance but it was appraised for a much lower value than expected or is reasonable. My lender has suggested that I write a letter of rebuttal. How does one go ab...

mortgage and home improvement

I've been approved for a $200,000 loan and I was looking to purchase a home valued at $175,000. Would it be possible to accept the full amount of the loan and use the remaining funds for remodeling proj...

Which rate should I go with?

30YR fixed 3.5 with $1200 closing costs 3.625 with $0 closing costs3.75 with -$750 creditThe difference between each rate is around $15 a month (so 3.625 would be $15 more than 3.5 and 3.75 would $30 mo...

where to get a mortgage

I've been told that getting a mortgage loan through a bank is the best way since its cheaper. Is this true? Are there any advantages to getting a mortgage loan through a broker or a mortgage company?

Co-signer on home loan

I am currently trying to get pre-approved for a home loan! Im looking to get approved for up to 200,000. I am a hair stylist so my yearly income doesnt look as good on paper compared to what i actually ...

Can I re-fi and investment property under HARP?

I have an investment prop that is negative cash-flowing because of a high interest rate (7.75%). Underwater mortgage is owned by Fannie Mae and my FICO is < 600.Are there any options besides a Short Sa...

Where can I go to qualify for a HARP mortgage if I currently have a priv...