do i have to pay PMI if I have to refinance my loan using VA?

When are brokers required to release GFE and TIL

We've been dealing with a local (california) broker for a HARP2 refi and he's had all of our tax documents, bank statements and employment history for well over a month. He ran our credit and we signed...

va refinance

do you need to have a va loan to do a va refinance? a va streamline refinance?

Broker for underwater refi

Bought my home in 2005,Fannie Mae backed, 30 yr fixed at 6.15%.Never been late on payment ,My score is about 665,my partners score about 730,I am underwater on my mortgage by about 130 LTV,My bank will ...

Broker made us sign loan app before giving us GFE/TIN

My wife and I are doing a HARP2 refi and a local broker had us sign a loan app on our first visit with him and said he'd get the GFE to us later. I didn't want to sign anything on the first visit, but ...

Harp refi with chargeoff on credit report ?

Does anyone know of lenders who can work with me to do Harp refi even tho I have a mobile home Installment Loan chargoff on my credit history? Many underwriters have stopped my refi @ this point, even ...

Can we get a First time Home Mortgage with a credit score of 603 and No ...

Advice for a future homeowner?

I am a recent college graduate and I have been paying off my student loan debts. I'm not really sure what my credit is but I want to know if anyone has any tips or advice that might be good to know now ...

Can the lender pull the loan after it was closed?

I applied, approved and closed a Harp 2.0 Refi. This refi was done by the same company that did a refi on it 3 years ago. I have been in the house for 10 years. On the day it was to be funded, I reached...

My loan agent isn't honest and I'm not sure what to do.

I am passed my 30 day escrow, and already received one extension from the bank (short sale). In the last 7 business days, my loan agent (direct lender) has been telling me that "loan docs" would be pri...

Locked in refi rate, payed appraisal, delayed closing 75 days re-ran cre...

I thought it I locked in my rate it was a done deal. Can they do this?

Re-fi question - high debt ratio

Loans out there?

I have recently started cleaning up my credit (took a nose dive with my husband losing his job...and having to learn how to deal with a single income household). We sold our house over a year ago...and...

Can we qualify for a mortgage?

My husband and I live in MN. We both started new jobs in January of this year and have a combined salary of about 72,000 (we also have a young son and a new baby on the way). Before we had secured emplo...

Refinancing Advice required?

I currently have a FHA 30 year mortgage at 4.75%. I'm 2 and half years into the loan. I'm looking at refinancing for 15 years.I have been advised that a streamline FHA 15yr loan would be in my best inte...