My credit score is just over 700 (hubby's is much higher), we have over ...

Home loan - bay area

I am current but underwater with a non freddie fannie or fha loan... Wh...

Should I refi using HARP

We are underwater in our home (originally paid $337K 6 yrs ago) Current Value Guesstimate is $302K. We owe $301KI do qualify for HARP and rate would drop from 5.5% to 3.99%. Monthly payments would o...

Can I refi from a 30 year to a 15 year mortgage even though I dont have ...

I bought in 2004 for 385k, my places are going for 275k. I paid down my loan in its first years and now owe 300k. I don't have a Fannie or Freddie loan to qualify for HARP. Is there anything out there t...

Worth refinancing?

My husband and I bought our home the summer of 2008 at 260k using a FHA loan at 6.5%. We streamlined our loan the following spring and were at 242k for 5%. We currently have 151k left on our mortgage....

I am looking to refi throughout the HARP 2 refinance program.

Is there any real legitimate lenders who will help me refi? Currently I am underwater in a 6.25% loan. I am current on all my payments and have good credit. Thank you for any help you can offer.Becky

Is it true that I cannot obtain a loan for a home that the seller has ow...

We would like to buy a home that the current owner has owned less than 90 days. When I contacted a local bank regarding a loan, the loan officer said that there is an "anti-flip" law which means they ca...

USDA Qualification help

Income is gross $2400 monthly. He just graduated from college in December and started working in Jan.Credit: One paid collection $71 in 2009, high util on cc's all paid on time, no lates at all. CC are ...

do I need a doctors note for fha loan if on disability?

Im on ssi disability and in the prosess of owning my own home. Broker said I might need a letter from my doctor but my doctor said he cant predict my condition. I have letters from my last evoluation wi...

How does FHA treat a private mortgage loan on vacant land?

I am looking to purchase a home, but having issues with debt to income ratio. We purchased vacant land about 4 years ago through a private seller (owner financed). Currently, we owe much more than the p...

How long does it take usually to close a mortgage loan?

I am looking at a home that I want to purchase, but my lease is up in 2 months and I don't want to renew. I have ok credit at 690 and about 45K saved which I would like to spend 25 on a down payment. Th...

Lenders, HARP and LPMI

I am upsidedown in my mortgage and qualifiy for HARP refinancing. However, I have LPMI through RMIC and I cannot find a lender that will refinance the loan. Are there any lenders that will take on a ref...

Help! Home financing

Looking to buy a 500k house. Put 150-200k down. Currently have 450-500k in the bank from an inheritance but only making 30k. After 2 years school will be completed and income will increase to 100k+, gua...

Home is valued at $187k, we owe $242k. Is there anything we can do for h...

Home is valued at $187k, we owe $242k. Is there anything we can do for help?

Trying to get home equity loan

My credit is pretty non-exsistant. I have a large federal tax lien showing on there due to an installment agreement I"m paying on. I'd like to pay it off along with other bills. I own a house with n...