Purchase price significantly lower than mortgage?
I would like to purchase a condo that is in foreclosure for about $34,900. Estimated market value is $68,800. My mortgage lender is working on getting me pre-approval for up to $100-110,000. Now the rea...
Loan Pre-approval Question
I am currently pre-approved for 500k conventional loan with a bank. If I use this pre-approval for making offers, do I need to use the same lender when it comes to actual loan or I can shop arround? Can...
Who will lend in Nevada under Harp 2.0 when LTV maybe over 125%?
We have a 800 plus credit score, never missed a payment, excellent income, and need to refinance an investment property that is currently at a 6.25 rate.
First time home buyer with W-2 question
I have a 638 score but I only make $5,000.00 a year. My husband is the bread winner but has no credit so couldn't be put on the loan. My father in law has agreed to co-sign for me. He has a 641 score an...
Do I have any options? (refinance dilemma)
Here's my problem and ideas or insight would be greatly appreciatedWe bought a new home in 2003 a few years later when prices soared we got a heloc for 60k to pay off some cc debt.Our original mortgage ...
Can my partner be denied after locking rate due to the fact they want to...
My partner is buying a house and has been approved, has locked in rate and has given his full down payment with closing costs and they even said he would be getting a refund, now the underwriter is aski...
How much down to purchase a 2nd home?
Hi all, hoping some of you mortgage experts can throw me some info!Recently did a cross country relo for work and turned our primary residence into a rental, found great tenants who are signed up for a ...
Will closing cost be cheaper under HARP 2.0?
Hello Folks,I'm being told by capital one that they are not ready for harp 2.0 because it is not an "automated" process like harp 1.0 yet. Does it make sense? basically they are saying harp 2.0 is a man...
Do I qualify for Harp 2?
Is there somewhere on this site or elsewhere I can see the guidelines for HARP 2?
To refinance or not? Is there a better deal or this a good one?
I have a fannie mae back loan and am currently considering a refi with my lender, wells fargo, as part of the harp program. I am currently at a 6.375% on a 30yr mtg, which we are about 6 years into, an...
Which lender has most experience with Harp 2? or does it matter?
Our situation is a bit unique in that we have already used HARP in 2010 but want to use again. We need someone with good experience to help us. From what I read on this site, this might not be possbie?
Can anyone do better?
Was offered from quicken: 4.375% for 15-year fixed if we buy down our loan to 125%. Closing cost is around 2800. Can anyone do better?
Should I refinance or pay off my home early?
We have a 15 year $400,000 @ 4.125 interest rate. Do you recommend to refinance to a 3.5% or even 3.25% as oppose to pay $300 extra in principals to pay off the loan early? We plan to stay for at least ...
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