We have been renting for a over a year now. Can we get a loan or do we have to wait the full two years.
i've got credit around 720 and very little to no debt with a decent income. Hoping to get a promotion soon, but hoping to get into a house before its too expensive.
Looking for a loan of $400,000+, new used car debt only, $55k income. Family willing to gift for down payment along with my $10k savings.
We do want to take advantage of lower rates but scared rates will go up and we cannot refinance. Advice please
i have found definitions for "lender" and "broker" online but it's looking like a chicken and egg thing. for getting pre-approved, my parents have a broker friend and said she can find a lender for me....
Would that late payment affect my chances or potential rate?
I've heard refinance is the safest option to avoid responsibility if the other borrower fails to pay
I have proof that i was the sole income provider, do these issues matter? She is willing to walk away with out any legal issues
Will i be penalized and take a hit on my credit
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