My girlfriend and I are only 25..Is it a good time to buy?
hi, my girlfriend and I have been pre qualified for a loan but i guess i still have doubts of actually being completely approved for a loan. We both are about 25 years old with degrees. Both of us have ...
Should I begin to look for mortgage? Please take a look at my situation ...
Hello, I'm looking for some quick advise here. Prices on home in my area are hitting the point were the monthly payments would be cheaper than renting(and about the same after taxes, maintenance costs e...
My bankruptcy was discharged in 2005, I have a couple late payments on m...
My bankruptcy was discharged in 2005, I have a couple late marks on my credit report in 2007 and 2008 is it possible to still qualify to buy..
How will a new job affect getting a loan?
I was in the market for the purchse of a new home. I have excellent credit and able to put 20% down. I was recently offered a new job, which will be about the same salary but with more benefits and heal...
Should I refinance?
My current mortgage is at 5.875 with no PMI and I owe 490,000. My loan to value ratio has dropped over the past five years to over 90%. I have excellent credit, but also owe about 70,000 combined in col...
Can anyone help me with a high ltv program?
I would like to refinance my 2 existing mortgages back into 1. But...my existing balances are $506K, house may be worth $500K. My mortgage is not government backed, so i can't refi through the FHA progr...
me and my husband both have bad credit from the past we now have our hou...
were sceptical about putting our house up but we dont have any where else to turn at this time to pull us out of a tough situation
Help..I have great credit and my fiance has bad credit..I currently own ...
Hi guys! This is my first time on this site, but I have a question. I have a great credit history, 740 credit score, never one late payment, and have a house for almost 3 years now in February. I am get...
Can my friend refinance with an upside down mortgage?
Hello, I am researching some options for a family member who is slightly upside down on their mortgage. (I barely made it to refi my condo last year before the value plummetted, so they are asking me a...
Down payment on 2nd Property help?
I purchased a duplex last year with 10% down, and i have 750 credit rating, and it is going on a year that I have been living in the house. The duplex would more than pay for its self in rent. The cur...
Is possible to do conventional loan with 15% down?
I heard there are no conventional loan with less than 20% down anymore because of PMI?
What documents are needed for Patriot Act compliance
What types of documents can be used for the bank to comply with the Patriot Act? I was recently denied my home loan because my photolicensce was not the same as the current addressI have. I asked for a ...
Do any lenders count rental income in qualifying for a second loan?
My husband and I would like to buy a house and rent out our townhome. We can put down 5% and both have over 750 credit scores. Our income is pretty high but we're worried we won't qualify because of our...
Can I contact a bank before an REO goes on market?
I know of a property that recently became a REO, the bank has yet to put the property on MLS. Is it possible to contact the bank and put in an offer before it is auctioned or put on the market? Thanks i...
What is the Refinance / Payoffs line item in a GFE?
On my GFE I just noticed something else changed when I got the admin fee removed (about $350). In the Transaction Summary section, there is a column that has Purchase Price, Refinance / Payoffs, Est Clo...
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