Is it true that Obama has raised the LTV to 125% for refis?

I have heard that I can now refi up to 125% based on new Obama anti-foreclosure law. Is this correct?

What is the purpose of "co-signer" in a puchase loan?

We have been told we do not qualify for a home loan because of credit score. We have a cosigner (my brother in law) but have been told that a cosigner doesn't matter until you are already approved for l...

I asked this before and never got an answer, can someone please help wit...

I had heard of "conforming" and also of "jumbo", never of "conforming jumbo". What is that type of loan ? Is this a new Obama thing where jumbo loans do not need PMI?

How does a gift letter work? And will I need to pay it back?

If I buy a house for $100,000 and my uncle is willing to give $2,000 gift money to closing costs for me. It is my first time buyer, after closing, I could file an amended 2008 return, and get up to $8,0...

When am I eligible for a home loan after I declared bankruptcy 2 years ago?

how likely is it to get a home loan if you have declared bankruptcy in previous years and how old does the bankruptcy need to be before applying?

How can I get my credit score from 540 to 620 in 12 months

I'm looking for purchase a new home within the next year and my current credit score is 540, I would like to get it to 620 before I start looking for a home. What is the best way to go about in getting ...

Is my 401k protected when a deficiency judgement is obtained?

Are 401K, IRA and SEP protected when a deficiency judgment is obtained? Can the mortgage company take the money that I have in these retirements funds or place a lien on them?

My current credit score is 618, will a lender still help me with a fha l...

My credit score is 618 and I'm looking at purchasing a home, will any lenders work with me on a fha loan with my credit score below 620?

I am currently 72 years old and I live in a house with my son. He makes...

It is possible to get a reverse mortgage?

What is the best 30 year fixed rate on 350K loan? Give it to me straigh...

What is a conforming jumbo - had never heard of that before. Can someon...

When i refinanced in early 2000, my loan was a jumbo becuase it was not conforming. I thought they were mutually exclusive. What is going on? Now they tell me my loan is conforming jumbo?

I am scared of rates going up in 2010. What is your prediction on the mo...

Short Sale vs Forclosure?

If I choose to do a deed in lieu rather than a short sale will my second home (which was left to me by my brother two years ago as an inheritence) be subject to a lien by the lender? Is there some type ...

Adding name to my deed?

I want to add my brothers name on to the deed of my home, in the case that anything should happen, he is in charge of my estate.

My middle score is 580 - Can i still do it?

I am looking to buy a home valued at 265k. I make about 70k a year and have 5 percent to put down. My middle credit score is 575-580. It fluctuates. I am married but husband credit is terrible, no stabl...