Live work loan
We paid cash for an old 2 story factory with basement last January. We have been renovating the top floor to be our home and will eventually make the main floor a wellness studio. The basement will not ...
2 years not employed and applying for a loan
I am a home maker and I've been without employment for about two years now. I plan to use a DSCR loan to invest in a multi family unit. I have 640 credit score. What type of loan should I apply for? How...
Lender hesitant to provide a break down of payments
Hi, first time homebuyer here. I recently had my offer accepted and I asked my lender to show me a break down of payments. He got bothered by my request and told me buyers don't usually ask for that stu...
I am looking at home equity loans
Hi, I am currently looking at home equity loans. My second home's mortgage is paid off and I plan to buy a 3rd property and do some renovations on my primary home. I bought my primary home a year ago a...
Are there down payment assistance programs in Georgia?
I am buying my first home and I am getting a USDA loan. I need down payment assistance and was wondering what’s available here in Georgia. Is an FHA loan a better option than USDA? I prefer 0% downpay...
Will co-signing on a lease affect mortgage application?
I will co-sign an apartment lease for my mom. I also plan to get a mortgage soon for my family. Will co-signing affect my chances of getting approved? How long after signing a lease should I apply?
Plan to buy a 3rd home
I’m considering home equity loans at the moment. My 2nd house’s mortgage is paid off and I want to buy a 3rd home while doing some remodeling on my first home. I bought my primary home last June and...
Trying to defer a mortgage payment
I’m trying to defer 1 mortgage payment while having 6 years of on-time payments. My lender is giving me a hard time with this. Should I give up or continue with my request? Are there any consequences ...
We got denied on out loan application, should we try again?
My partner and I got denied on our loan application due to DTI I suppose. We applied for a $365k home. My partner made $110k last year. We have a joint account and can put down up to $50k. Credit scores...
What is the best rate I can get?
Hi, everyone. I have 830 plus FICO scores, no debts, and $150k in the bank. Want to take out a loan for a $750k single-family home in our neighborhood in Colorado. What is the best rate I can get given ...
Looking for a lender
Hi, I want to find the best lender for my situation, not sure what direction to take. I am self employed and don't have the necessary documents to apply for a traditional loan. Hard money loans are too ...
Transferred mortgage
Has anyone had their mortgage transferred? I have no idea why this happened. I just got a notice the other day and it says that everything stays the same only thing changed is the servicing company. Do ...
Asking for my boyfriend who plans to apply for a loan
Hi, my boyfriend is in his first year in trucking and we want to know if he can apply for a home loan. We asked around and were told that he need to submit a years worth of paychecks since his income i...
Can I qualify for an FHA loan?
I make $120k a year and I was wondering if I can qualify for an FHA loan. What is the downpayment and the requirements? I plan to buy in the Dallas area and this is my first time buying a house
Investing in a rental property
I have some cash and I plan to invest in a 4 bedroom apartment that I can rent out to college students. What kind of documents should I submit when I apply for a loan? I plan to buy in the Gainesville F...
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