First time buying a house

I plan to buy my first home by next year when I turn 30. I have no debts, a 750 credit score and can put down 20% around $20k in savings. I am making $15k a year with my current job. What loan is best f...

What's best for a variable interest loan?

We've seen interest rates climb to 7.29% from a low of 2.8% the previous year. What advise can you give to those who have ARM loans at the moment? Do I keep or refinance?

Is it the worst time to buy a house?

I'm new to all this and I was wondering if this is the worst time to buy a house? I've heard that prices are sky high and when a crash happens the prices will go down. Will interest rates be as high a f...

How do I remove PMI?

Can you get rid of PMI without a refinance? My value has risen to $275k but I only owe around $120k. I bought my home in 2019. Do I need to get an appraisal in this case?

can my mortgage be recalled after closing

How do I know how much second home do I qualify for?

How much second home can I afford given the following scenario: I bought my first home two years ago paying $2700 a month on the loan. I have no other debts. My credit score is 780. Gross income is $180...

Is now a good time to refinance?

This is the first time to own a home and my family is struggling a bit. We live from check to check ever since the pandemic started and we need advice on how to keep paying the mortgage so we won’t lo...

Going back to the States and buying a condo after living overseas

I’ve been living overseas for years now and I plan to move back to the states and buy a condo. I have enough down payment and my budget is around $200k. Will a letter of intent from a US company be en...

Having difficulty getting approved in another state

I live in Chicago with two businesses that are doing great. I file my taxes and have enough documents to prove that I can pay for a loan but I can’t seem to get approval from lenders in GA. We are rel...

What happens to my loan given my situation?

We bought a land and manufactured home using a construction loan but now our builder says that the lot is unbuildable. What happens to our loan? Are we financially responsible at this point?

Applying for a loan when married

How does applying for a loan when married work? Let’s say one spouse has income and the other has none? Can I have only one name on the title or loan? TIA

Should I let one house go?

I need help regarding my situation. I currently own 2 houses, one is worth 150 thousand less than what I bought the other house is worth about 10 thousand less than what it’s worth. I would like to ke...

Giving a tip for our title closer

Is it customary to "tip" the title closer as suggested by my attorney? If so, how much? We are here in Long Island and the loan we got amounted to $650k. Aren't title closers working as an employee for ...

Lender asking for boyfriend info for mortgage

Hello, I recently got approved for a mortgage and my lender told me that FHA requires a household to be on the application. I'm just trying to see if that's true or is only one person can apply for the ...

Looking for a loan for physicians

I just graduated from med school a few months ago and I was wondering if I can apply for a mortgage. Student loans are quite high but I have enough for a low downpayment. What options do I have? Are the...