Can I work with multiple lenders?
This is my first time buying a property and I have been in touch with a few lenders who are helping me with pre-approval. What DTI should I have to get a higher loan amount? I want to get an FHA loan wi...
What type of loan should I get?
I live in Knoxville, TN and I’ve come across a triplex deal that’s hard to resist. The property needs at least a $50k rehab and I’m ok with taking it down and managing it. I have $40k in the bank ...
Wary about occupancy fraud
Is it true that you can get a 2nd home mortgage with 10% down and can use the property and convert it to AirBnB? What if your loan requires that you must occupy your home for at least a year? It seems t...
What are the best loan options for me?
This is going to be my third house and it’s a townhouse in Brooklyn. My budget is between $1.5M to $2M for a one to two-unit home. I plan to rent out my primary home and buy a bigger house since our f...
Are bank statement loans legit?
I have been part of the gig economy since the pandemic started and I was wondering if I can still apply for a loan. I have no W2s the past two years and my income is good but not the same amount every m...
Can someone restructure my VA loan?
Hi, I’d like to ask if someone can restructure my VA loan without my signature? My ex wife doesn’t want to refinance to get me out of the mortgage. The home hasn’t been my residence the past 8 yea...
HELOC on a cash out refinance loan?
I have a question, can you do a HELOC on a Cash-Out Refinance Mortgage? Once tax season ends, I’m going to add a 3rd investment property to my portfolio this 2022. I did a cash-out refinance last 2021...
Question with my VA loan
Hello everyone I have a question regarding VA loans. If a vet uses a zero down payment to purchase a house and the house doesn’t appraise for the loan amount, can they come in with cash to cover the d...
Paying 2 mortgage while trying to sell
I have a question for those paying 2 mortgages while trying to sell. Can you deduct interest on your taxes from two homes if you’re paying the mortgage on both properties?
Getting an FHA without money in my account
I have plans on taking out an FHA loan because I couldn’t afford the usual 20% down payment. I have everything in line excluding the fact that it will take me several weeks to get the $4k that I need ...
When do I look for homeowners insurance?
Hi guys, I have a question. When and how do I shop for homeowners insurance? They have bought our property and they are now in the process of building it. What do I need to shop for homeowners insurance...
Looking for loans for teachers
We just moved to Charlotte and my husband got a job as a teacher. ARe there any perks for teachers who want to buy a home? I’ve heard about first responders loan and was wondering if there’s a simil...
What loan product can I get?
I live in Michigan and I just came across a gorgeous home that is a fixer upper but is located in a hot market. I plan to get an FHA but I don’t think the house would meet their requirements. I’ve t...
What is the best loan product for me?
I live in California and I need a mortgage to buy a small lot that’s for sale in our neighborhood. I dream of building a house on the lot in the next few years and I can put down at least 50% down pay...
How can I fix this with my FHA loan?
I applied for an FHA loan that’s due to close tomorrow. I got approved eligible findings the whole process up until this week when the CD went out. Comparing DU findings I can’t find anything thatâ€...
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