Can I switch lenders since current one isn't communicating with me?

I am purchasing my first home which is a manufactured home that sits on land property. I am dealing with a not-so-great lender who has not been communicating with me. Locked in at 5.5% for a 30-year loa...

Trying to get a home improvement loan but my employer won't help with th...

I bought a gorgeous little bungalow that needs a little rehab. I left a little money for the repairs but it looks like I’m gonna need more. Am I correct in assuming that I won’t be able to get a hom...

Are hard money loans any good for rehab?

Bought property in Davenport, Iowa last April 2022 for $20,000. I am rehabbing the place and I need funds because I didn’t expect it to cost $50k all in all. What are my options? Are hard money lender...

Can I find out how much home I can afford based on my salary?

I am planning on buying a home in the downtown Dallas area. I have great credit scores and only a car payment monthly on my credit reports. How much of a loan can I get with my $120k a year salary? I ha...

lender has not provided finial closing cost by night before closing

How can I get released from the previous FHA loan? We didn't sign closin...

My husband and I found our dream house in Tennessee. We sold our house in Florida and when we landed in Tennessee we knew the house was not as discussed with the realtor and we ended up not signing the ...

I have 2 mortgages and one of my homes got foreclosed

My house in Georgia was foreclosed a year ago. I had 2 mortgages with the same bank. After my house was foreclosed, the bank didn’t give me anything for the entire year. Now the 2nd mortgage started s...

Can I take my mortgage elsewhere to get a better rate?

I am not closing until July 27, which is way longer than I expected. My lock expired on July 10 but current rates are lower than what I locked at. My loan officer told me I will get worst case pricing o...

Need help regarding mortgages for condos

I have a question concerning mortgages on condominiums. My property is listed as a “condo” and I own half of the property while the other half belongs to my neighbor. We have a condominium associati...

Is my loan officer correct regarding mortgage insurance payment duration?

Me and my husband are purchasing a home with an FHA loan and we’re putting 20% down. My loan officer told us that we still need to pay mortgage insurance for at least 5 years. Is my loan officer right?

Will a rental house affect our new loan application?

Hello, so my family and I are already halfway through our 30 year loan on our house. We’re currently house-hunting but we still haven’t found the right house for us yet. We plan to put our current h...

Closing date is in a few days but an issue with the title arose, how lon...

It’s my first time buying a house and I’m supposed to close it on Thursday. My lawyer called me last Wednesday, and she told me that there is an issue with the title. It’s probably because there a...

I'm an immigrant planning to sell my current home and move, what are my ...

I’m an immigrant to the USA and I don’t know much about the mortgage system here so I decided to ask for some input here. I have a 30 year FHA loan with BoFa. If I sell my home and move somewhere el...

Waiting for a statement from my lender after paying mortgage interest

Hi, I think I already know the answer to my question but I still want to hear the opinion of others. Me and my husband are filing our taxes and they’re a little more complex than normal. We filed our ...

How much can I get with a salary of $65k a year?

I’m interested in buying a home in Cali. I have great credit with a car payment every month but not much down payment saved, I can do 5% for a $250k home. How much can I get with a salary of $65k a ye...