Loan application with seasonal income

I am trying to buy my first property but my concern is I don’t have a traditional job. I only get commissions from selling Christmas trees during November and December but I have enough money to buy m...

Refinance a jumbo loan

We own a duplex on 19 acres in South Dakota and we want to refinance. Duplex and land worth $1.4million and we want to borrow $1million to purchase new development land. Our current loan is a jumbo and ...

can I refi with a 580 credit score? I was fighting a bad back problem. M...

Best bank for real estate investing

I am a veteran and just recently put up my L.L.C. for my real estate investing business. I focus on rental properties and I am having a hard time choosing which bank to use. I am thinking of Navy Federa...

Cash out refinance qualifications?

I own an investment property worth $500k and owe $314k. I’ve had the property for the past 11 years. I have good credit scores but my last several years have been low since I left a W2 job. Can I qual...

HELOC without formal appraisal

I am starting an AirBNB rental business and would like to use my home equity to fund it. My home is valued at $350k and I need to close a deal on the property I am eyeing because the owner is leaving fo...

Reverse mortgage to get inheritance

Hello everyone, I would like to get feedback regarding my parent’s situation. They are both 65 years old and they plan to get a reverse mortgage on their home. They have a 780 credit score and own th...

which credit repair company would you choose if you were in need?

best options for less than perfect credit

Closing cost payments before closing date?

I live in Atlanta and I want to buy a new home to take advantage of the current housing market. I was approved by my bank and charged $50 for a credit report which was credited towards my application fe...

Proof of income for self employed

I’ve been having problems with paying my mortgage lately since my business has taken a hit due to the pandemic. My bank called and they told me they were willing to forgive my mortgage payments which ...

My son wants to buy a studio unit near his workplace

It’s been decades since we’ve bought our current home in Texas and I want to know how long you should be employed before you can apply for a loan? My youngest son will be graduating from law school ...

High DTI applying for a loan

I am moving out of my parent’s house and I plan on buying my first home. I live in Maricopa County in Phoenix and I make $50k a year with a credit score of 714. I have a good credit report and I want ...

FHA loan for duplex

I live in New York and there’s a duplex available that’s near my office that’s up for sale. I plan to live in one half and rent the other to have additional income. Is an FHA loan the best option ...

How much down for FHA loan?

I live in Queens County NYC and I’m looking at an FHA loan to buy a single-family home that fits my budget. My preferred price range is between $275k to $300k. My Fico is 732 with an income of $102k. ...