Senior buying a condo

I plan to buy a condo next year and I want to know which mortgage is best for me. I can handle payments for a $150k 15 year mortgage but would prefer a 30-year loan for lower monthly payments. I am 62 ...

Do I qualify for USDA loan?

Hi, I’d like to know if I qualify for a mortgage and what kind of loan should I look into. I earn 90k a year with my current employer and I’ve been here for 10 years. I saw an ad for a rural home in...

How much to pay for closing costs?

This would be my first home purchase after coming across a beautiful home that costs $300k. It‘s close to where I grew up as a kid and I would love to retire in that neighborhood. My yearly income is ...

Loan under my name to help parents

My mom and dad want to retire in California from New Jersey. They applied for a mortgage but didn’t get approved since their debt to income ratio is too high. I, on the other hand, got approved for a ...

Need help on what offer is the best

As a first-time buyer, I am shopping around for the best mortgage rates. So far two options stick out. A 30 year fixed rate worth $425k with 5% down. One option has a 2.6% rate with no lender credit whi...

Pay in Cash or Apply for a Mortgage?

I saw this new real estate development in my old neighborhood in Kansas and I fell in love with the available houses. The prices are pretty good and they are offering a good deal for $150k. I am torn be...

Can I get approval for a loan?

My wife and I want to move from our current home into a new home we just saw in an ad then sell our old house. The new property is everything we have dreamed of and we can’t let this chance pass. What...

Can I get approved for a mortgage with job security problems?

My family is building our first home in Austin and we want to know if we get pre-approved on a loan but end up changing jobs would we encounter problems with closing? My current job is experiencing prob...

Best mortgage with 20% down payment

A first-time home buyer here and I am excited to go house hunting. There is a new real estate development in our neighborhood and I would love to buy a new home there. With so many mortgage options out ...

Reverse Mortgage for Dream Vacation

I am enjoying retirement and I plan on going on a dream cruise around the world once the pandemic restrictions ease up. An agent recommended a reverse mortgage for funding my dream vacation and I’m ju...

Difficulty in Getting a Mortgage

I am in the process of completing a mortgage for a home we are buying within the year. I have an excellent credit score, am well paid, and have been with my employer for the past 10 years. I have no deb...

sent in application for usda home loan. then it was sent to their specia...

Are there zero closing costs on a refinance?

I am looking for the lowest closing cost refinance for my primary home in Boulder. I have excellent credit scores and my current 30 year rate is 3.25% with 40% equity. Any truth to zero closing costs on...

Advice on FHA loan

We are buying a new home and need to lock our rate as soon as possible. Rates are going up steadily in the past few days and my lender told me that I could get last week's rates for $600. We are applyin...

Is Cash Out Refinance a Good Deal?

I have lived in a fully paid home for the past 5 years and I’m seriously considering getting a mortgage on the home. A lender offered a cash-out refinance loan, is this the best deal out there in my s...