What can one do to overcome possible loan denial due to high DTI ratios?
Does the following compensate for the high debt to income ratio?:Good credit, no missed payment on current credit or loan debt,steady income,low to zero utilization of credit cards, on time consistent u...
Selling land parcel
I would like to sell a parcel of my land, I live on 14 acres and want to sell 10. Is there a process I have to go through to section off and sell a parcel ? I also have a mortgage on the land and home o...
Is my loan assumable
I would like to transfer my mortgage to my spouse for health reasons. I got married after my home was purchased. are mortgages assumable?
Special Financing for ADA
Are there any lenders who do special financing for Americans with disabilities? I am legally blind and partially deaf and I was told there are special services out there. Thanks for the information.
upside down, trying to refinance.
I have been reading in mortgage news that refinances are going up. I recently finished a credit repair system, my score went from 480-610. My home is upside down, I purchased in 2007, when rates were ex...
2nd Mortgage for Repair on Home
I have estimated over $15k in repairs that are needed to my roof before the bad winter weather sets in. As for as a loan, would a 2nd mortgage be better than a personal loan? I have so-so credit, 620 fi...
Seems high mortgage rates might drop sooner than later
It seems with the increase in mortgage rates, we may have hit a ceiling, as rates have been unchanged for the week and doped right before x-mas. Would this be a good time for an ARM loan? Seems rates mi...
Remove me from the title.
I want to remove my name from the title of the house with my x-husband. He refuses to remove me...Is this possible?
ARM Loan
With rates fluctuating so frequently, is the ARM loan something that borrowers should reconsider these days? I know that fixed rates are most popular, but the market is so volatile i feel that locking m...
Co Signer Question
My Co-Signer is not American and lives in North Korea, my uncle. Do Co-signers have to be in the same country as the primary borrower?
Should I Buy now - FEDs raised rates today!
I just read that Feds raised rates today - is now a good time to buy?
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