If I move into the house I just bought, but there is a delay from the se...

Closing date is 19th November 2012. I bought this house from an older couple that moved to a nursing home. The old man died and now the deed is not in his wife's name. Can I move in before all the pa...

Do my wife and I qualify for a FHA loan?

My wife and I are in our early 40s and want to buy a home. We would be first time home buyers in the state of MN. We have excellent credit (north of 700 each), with no blemishes on our credit records. O...

How soon can I refinance an FHA mortgage?

I co-borrowed an FHA mortgage to purchase a home but I would like to refinance so that I'm the only one on the loan. How soon can it be done after getting the mortgage?

My wife foreclosed. I was removed from title in 2006. Can I get an FHA Loan

My wife and I bought a house in 2003. I was removed from the title in May 2006. The home foreclosed a couple of months ago. I make 120k a year but my credit is not too great and falls in 650. Can I qual...

What is a transfer tax on closing fees?

I'm trying to refinance my current FHA mortgage and my lender included a fee on my closing costs called a "transfer tax" for a considerable amount. What is this for and should I try to negotiate the cos...

reposesed car of 14thousand cause me problems if refinance?

First time home buyer with no debt ?

First time buyer, I have about a 10 year credit history and I have paid off all my credit cards and other debt including my car. The worst record that is on my report is "failed to pay" and that was abo...

I just refinanced my primary residence, and I am planning on buying anot...

I just refinanced my primary residence, and I plan on renting it to my son. I am planning on buying another home in about 8 months with my fiancee. In order for me to get a good rate on the new home do...

Am I legally obligated to pay for a 2nd appraisal if the refi was not gr...

conventional with 637 score

what are the best refinance options?

Salaried employee with commission and bonus - applying for FHA

I am applying for an FHA loan - I've been in the same line of work for 6 years, sales. Previous employer 3.7 years and current employer 13 months. I earn base plus commission with my previous and base p...

90% or 100% LTV Options?

Looking to refi my 1st mortgage (240K Balance), and hopefully cash out (35K). Also have a HELOC of 150K. Current value on house is about 435K, which puts me about about 89%LTV without cash out. Curre...

my lender just told me new rules to the harp program are if 2 people are...

Is there any way to get FHA approval for a single condo in a project?