I have a 7 year ARM that is due to reset in August 2010. My current int...

I have a 7 year ARM that is due to reset in August 2010. My current interest rate is 4.875%. My ARM margin is 2.75%. My ARM index rate is 1.02%. My ARM index is based upon the Weekly AVG of the 1 Yr...

Questions about PMI and reserves

First time home buyer with a couple of questions about PMI and reserves. Regarding PMI, I've read that after you have 20% equity in your house you can ask to discontinue PMI. I assume it's the bank tha...

Problem With A Second Loan

So I am trying to find super conforming loan and put twenty percent down. My company offers a 10 year interest free loan for 10% of the purchase price so i would need to finance 70 percent. All banks ba...

Am I a first time buyer?

So my family is currently living in santa barbara county, and my name is also on that property. I have been sworking in San Diego County for 6 years though, if I buy a house in San Diego County can I c...

10 percent down- Is this enough? Is there hope?

FHA is out of the question, it's not an approved condo. More than 30 percent of the units are rented, so the PMI company won't do it.I can't afford 10% is there any hope for me?

I was just laid off, is it possible to continue with my close or am I el...

Hi, I just got laid off. Scheduled to close on a new KB Home in CA in about 30 days. I have already turned in all papers, W2, paystubs, etc and have been loan approved already. Question: Can I still c...

We have purchased a new home in Jan. of this year, we have a 2nd home in...

With poor credit, is it possible to get approved for a mortgage such as ...

We are rebuilding our credit but our score is still quite poor. Is there any mortgage options out there? I hear about FHA insured mortgages but it sounds like they even have a minimum credit score. Any ...

I looked under the billing and there are no credits for posting the Lend...

I looked under the billing and there are no credits for posting the Lender 411 link on my webpage. Can you please help.

I Paid 1% of the loan for modification loan. Is that deductible?

I did a loan modification and come to find out the company is no longer ...

Been in process for 1 yearCompany told me last week they are no longer in business and shutting downThey opened up under another name but say it has nothing to do with the old company and I am out of lu...

how does loanlenders of america,inc rank.

what has been the feed back of this morgage lending co.

rates on 5yr fixed what are the rates

Borrowing more than list on an underpriced house that needs some work.

Situation: Looking to buy a home, and have saved a 10-20% for a downpayment. Recently, I found a home that normally might above my conservative price range, but has some defects that will need to be t...

FHA >417k this summer or Conventional

We are interested in evaluating the advantages/disadvantages of buying this summer with an FHA loan (>417k) or next summer with a conventional loan (417k loan we don't get the best rates. It would seem ...