I am trying to get a loan modification on my FHA mortgage. At the sugges...

What exactly is it LIBOR can one of you fine lenders shed some light on?

Do I qualify for a first time home buyer loan?

My wife is on a deed, and a fha loan. I have never been on a deed or loan for a house of any sort. Would I(we) qualify for first time home buyer if we did everything in my name?? Does it matter what sta...

Is the $8000 tax credit good for bank-owned homes too?

Happy new year everybody! We are looking to buy a bank-owned home which has come down in price, may the $8000 first time tax credit also apply to that? We have good credit and are going to buy within ...

I keep being told that a HELOC is an excellent way to rebuild credit aft...

FHA Mortgage Stipulations

I want to either rent or do a land contract for my home. We have found another house that we are interesetd in. My current mortgage for this house is FHA. Is there any stipulations under FHA guidelines ...

Is this mortgage term too good to be true?

As the rate was about to increase today, Countrywide offered to fix the rate at 4.75% without my commitment to go with them. This was in addition to a credit of $3000 towards the closing cost, and an as...

Should I finance through a broker?

Hi guys, Just wondering what advice/info you guys have for getting financing. I plan on putting the full 20% down and I plan on getting a 30 year fixed rate loan. Should I try to get financing on my own...

Buying into a seller's 1031 exchange

As a buyer, what is the 411 on cooperating with a seller's 1031 exchange? How long does that take?

Can anyone tell me whether a fixed-rate 30-year mortgage with a cash-flo...

I am interested in obtaining a fixed-rate 30 year mortgage, but with "option" features. Most of the time, such "option" loans are "Option ARM" (adjustable rate). I'm looking for such a loan, but with ...

New Home Purchase tax credit senerio?

Son never owned a property. Father co-signs for son as the co- borrower for the purchase. Father and son buying another home, fathers not sell his current home, however the new purchase will be primary ...

Reverse mortgages vs refinancing

Hello, I am developing my retirement plan (too bad it is still years away), and I thought I would ask people's opinion on reverse mortgages vs refinancing and pulling out cash. Surprisingly, I haven't...

I have a question about getting a loan off my land?

Looking to get information on companies that do land loans. Have 22 acres in Colorado that is valued at $4.2M. Have a contract for sale with settlement 12 months out. All cash offer. Looking to borrow a...

First Time Buyer, Early 20s Help!

I am in my early 20's and really want to start researching what steps I need to take to becoming a homeowner. I really am in the dark here, but am feeling around so I can get on the right path. Currentl...

How much home can I really afford?

We have 115K in the bank, our take home pay is 10K a month (we gross about 190K a year) and our credit rating is 796. What kinds of loans should we be looking at and what is our price range?We're in ou...