home equity loan after BK on home I own outright except for past due pro...
I am in the procces of filling BK. so as expected my credit is in the toliet. I do have a home purchased in 2008 for 130,000 and own it free and clear except for past due prop tax (total $4000) If its ...
Anyway to get a loan with a 570 credit score?
Both my fiance and I have a credit score of 570 and need to purchase a home. My rental history, car payment, old mortgage payment and stuff are good. Its my credit cards from my divorce. Anyway is there...
home purchase
i want to but a condo. I have been approved of chapter 7 bankruptcy last nov 2011.I currently rent , for 800/month. i have worked for 11 years in the same place and earning 95K or more annually. Do i ha...
Any ideas of where I can refi my loan?
Have a Seterus Loan - Fannie Mae - tried to find a bank to do the Harp 2 refinance as we are so far underwater. Have great credit rating, never missed a payment and need to refi so we can retire. Quicke...
Refinance To A 20- Or 30-Year Mortgage?
Regarding HARP 2.0, or the Home Affordable Refinance Program, my wife and I are currently in our mid-50s with a grossly underwater mortgage. We did not qualify for a loan modification, so we are conside...
Texas A6 law: Cash-out loan and other refinance options
Hi, has anyone here heard of a6 laws or something like that? I am looking to refi my property in Texas. Any info will be helpful.
BOA Harp 2.0 was not what I was looking for..Can anyone else out there h...
Hi everyone,I called BOA yesterday to apply for the HARP 2 Program.1. I was told they cannot remove my husband who doesn't live with me because they don't do that. Eventhough, HARP2 states you can do it...
HARP Refi Denied - What's HARP?
We have a rental property we are trying to refi to a lower rate from 9% - yes 9. My wife bought the place before we married and got suckered by WF. Anyway, called WF to refinance with both of us as th...
Refinance 110% or Refinance with HELOC?
I would to like refinance my home and also put a double addition onto the existing home. Should I refinance and then get a HELOC or can I refinance the 110% of current market value and use the money fo...
How can we find out if our current loan is Fannie or Freddie? Can Lende...
We have our loan with US Bank. Does that mean we cannot qualify for HARP becuase it is not Fannie or Fredie?
Refi now or Wait for 2012 Refi relief plan?
Our 5/1 ARM Interest Only (non-Fannie May loan) will expire June 30 2012. House value is underwater by at least 30% market value based on an unofficial reappraisal estimate.Should we1. Refi now, before ...
30 year or 15 year refi
I have the opportunity to refinance my mortgage for 15 yrs. at a rate of 3.125 down from what i currently have which is 26 yrs left on a 30yr. at a rate of 6.1 and my monthly payment will only increa...
What Credit Score is Needed for a HomePath Loan?
What Credit Score is Needed for a HomePath Loan?
Here is my question pmi?
what is the cost of pmi based on? Is it based on how close you are loan to value< or is it based on the total amount owed? i refinanced in 06 my house was worth 205,000 i refied 186,000 my pmi is about ...
Would e be able to do cash-out using no LTV limit of HARP2?
If so how much can we pull out of the house? We are in need of $25000 loan and our home is valued at 320K, and we owe about 310K. PLease help.
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